292 Washington Ave, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 292 Washington Ave, Saint James, NY 11780

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,236 sqft · built 2003
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Mar 2003)
Tax Bill$15,250 (2024)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN473489 56.-1-25

Property Details

APN / Parcel Number

Primary APN473489 56.-1-25
Alternative APNs
  • 0800-056.00-01.00-025.000
  • 348905600000010250000000
  • 47340013970

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,236 sqft Living Area
Gross Area2,909 sqft
1st Floor Area1,127 sqft
2nd Floor Area1,109 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
View / LotSuburban
Garage TypeAttached
Garage Area509 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area328 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address292 WASHINGTON AVE
CitySAINT JAMES
StateNY
Zip11780-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-795151 TC-76 *610 LOT 923 ST JAMES PARK SEC A
Legal Block1
Legal Lot Number25
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1002
Census Tract135002

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address292 WASHINGTON AVE, SAINT JAMES, NY 11780-2244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2003 · Amount on Record
Deed SaleMar 12, 2003 · Amount on Record
Prior SaleSep 21, 2001 · Amount on Record
Deed Book / Page12239 / 941
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address292 WASHINGTON AVE, SAINT JAMES, NY 11780-2244
Document Number0228600071
Book / Page022860 / 000071
Instrument DateAug 29, 2017
Transaction TypeMortgage
Record UpdatedNov 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 WASHINGTON AVE ST JAMES NY 117802244, ST JAMES, NY 11780-2244

Mortgage

Document Number0228600071
DateSep 27, 2017
Book Page022860/000071
Lender
NameCAPITAL ONE NA
TypeFunding / Finance Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 26, 2032

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,250 (+1.63%) Land $200 Building $6,050$781,250 (+10,951.78%) Land $25,000 Building $756,250
2024$15,250.00
2023$6,150 Land $200 Building $5,950$7,069 Land $230 Building $6,839

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JAMES WATER DISTRICT
serves 10,587 people · EPA ID NY5103266
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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