Geauga County property record for 292 Thwing Rd, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,518 sqft · built 1952 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2025) |
| Tax Bill | $3,504 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-106600 |
| Primary APN | 10-106600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Upper Floors Area | 482 sqft |
| Basement Area | 892 sqft |
| Unfinished Basement | 892 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 005123-0 |
|---|---|
| Street Address | 292 THWING RD |
| City | CHARDON |
| State | OH |
| Zip | 44024-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 159 TR 3 |
| Legal Tract | 3 |
| Legal Lot Number | 159 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 312201 |
292 Thwing Rd is owned and occupied by an individual who bought it in October 2025.
Source: Geauga County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 292 THWING RD, CHARDON, OH 44024-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 3, 2019 | Warranty Deed, Transfer · Line of Credit MID-AMERICAN MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on File |
| Deed Sale | Oct 28, 2025 · Amount on File |
| Prior Sale | Dec 3, 2019 · Amount on File |
| Deed Document Number | 20251040259 |
| Deed Book / Page | 2210 / 2193 |
| Prior Transfer Date | Sep 9, 2019 |
| Prior Transfer Doc | 0000953883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 28, 2025 |
| Property Address | 292 THWING RD, CHARDON, OH 44024-1305 |
| Document Number | 0022102193 |
| Book / Page | 2210 / 2193 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 202501040259 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 THWING RD, CHARDON, OH 44024-1305 |
| Document Number | 202501040260 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 202501040260 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Dec 3, 2019 |
| Property Address | 292 THWING RD, CHARDON, OH 44024-1305 |
| Document Number | 0020830892 |
| Book / Page | 2083 / 0892 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 201900957346 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | REVERE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 THWING RD, CHARDON, OH 44024-1305 |
| Document Number | 201900957347 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 201900957347 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 292 Thwing Rd was $3,504 with a homeowner's exemption, down 0.1% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,504.00 (-0.11%) | $66,920 (-) Land $14,700 Building $52,220 | |
| 2024 | $3,508.00 (+10.28%) Homeowner's exemption | $66,920 (-) Land $14,700 Building $52,220 | |
| 2023 | $3,181.00 Homeowner's exemption | $66,920 (+18.23%) Land $14,700 Building $52,220 | $191,200 Land $42,000 Building $149,200 |
| 2022 | $56,600 Land $12,250 Building $44,350 | ||
| 2021 | $3,254.00 | ||
| 2020 | $161,700 Land $35,000 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 292 Thwing Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 292 Thwing Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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