1. Home
  2. Tennessee
  3. Polk County
  4. Benton
  5. Thomas Rd

292 Thomas Rd, Benton, TN 37307 Property Records

Polk County property record for 292 Thomas Rd, Benton, TN 37307

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,720 sqft · built 1998
Lot Size1.82 acres (79,279 sqft)
OwnerOwner Name on Record
Last Sale$75,000 (Apr 2007)
Tax Bill$1,159 (2025)
Deeds & MortgagesNov 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN070045H A 02500

Property Details

APN / Parcel Number

Primary APN070045H A 02500
Alternative APN
  • 045H A 02500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,720 sqft
Basement Area1,080 sqft
Finished Basement1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area79,279 sqft (1.82 acres)
TerrainRolling
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area504 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address292 THOMAS RD
CityBENTON
StateTN
Zip37307-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: D01
Legal SubdivisionOCOEE RIVER LANDING
Legal Lot Number37
JurisdictionPOLK TN
Township / Civil Division1
Census Block Group2
Census Block2031
Census Tract950203

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address292 THOMAS RD, BENTON, TN 37307-5203
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2007 · Amount on Record
Deed SaleApr 17, 2007 · Amount on Record
Deed Document Number0000250349
Deed Book / Page250 / 349
Record UpdatedJun 8, 2026

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK TN
Property Address292 THOMAS RD, BENTON, TN 37307-5203
Document Number0000000219
Book / Page000160 / 000189
Instrument DateNov 4, 2016
Transaction TypeMortgage
Record UpdatedFeb 7, 2017
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address292 THOMAS RD BENTON TN 373075203, BENTON, TN 37307-5203

Mortgage

Document Number0000000219
DateFeb 1, 2017
Book Page000160/000189
Instrument219
Lender
NameSOUTHPOINT FIN'L SVCS
TypeFunding / Finance Company
AddressALPHARETTA, GA 30005
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueJan 31, 2093
Interest
Rate TypeAdjustable Rate
Rate4.58%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,159.00$68,600 (-) Land $9,825 Building $58,775
2024$1,159.00$68,600 (-) Land $9,825 Building $58,775
2023$1,159.00 (+14.98%)$68,600 (+70.97%) Land $9,825 Building $58,775$274,400 (+70.97%) Land $39,300 Building $235,100
2022$1,008.00$40,125 Land $6,175 Building $33,950$160,500 Land $24,700 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE UTILITY DISTRICT
serves 21,082 people · EPA ID TN0000525
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures