292 Summer St, #1, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 292 Summer St, #1, Somerville, MA 02144

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 825 sqft · built 1920
Lot Size	0.044 acres (1,930 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (May 2026)
Tax Bill	$9,425 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20181850`

Property Details

APN / Parcel Number

Primary APN	`20181850`
Alternative APN	`SOME M:30 B:C L:3 U:1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	825 sqft Living Area
Gross Area	1,635 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Lot Area	1,930 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20181850
Street Address	292 SUMMER ST, 1
City	SOMERVILLE
State	MA
Zip	02144-3114
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Block	C
Legal Lot Number	3
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2009
Census Tract	350900

Owner

292 Summer St, #1 is owned and occupied by two individuals who bought it in May 2026.

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	292 SUMMER ST, 1, SOMERVILLE, MA 02144-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Condominium Deed, Transfer
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CBC NATIONAL BANK
Jan 4, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	202657629
Deed Book / Page	85616 / 480
Record Updated	Sep 20, 2026

May 2026: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	May 19, 2026
Property Address	292 SUMMER ST, 1, SOMERVILLE, MA 02144-3114
Document Number	085616-480
Book / Page	85616 / 480
Instrument Date	May 15, 2026
Instrument	202657629
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	292 SUMMER ST # 1, 1, SOMERVILLE, MA 02144-3114
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077010-325
Date	Feb 19, 2021
Book Page	77010/325
Instrument	37894

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 4, 2022
Property Address	292 SUMMER ST # 1, 1, SOMERVILLE, MA 02144-3114
Document Number	079479-425
Book / Page	79479 / 425
Instrument Date	Jan 4, 2022
Instrument	1308
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ROYAL AVE, CAMBRIDGE, MA 02138-1301
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001310
Date	Jan 4, 2022
Instrument	1310

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 292 Summer St, #1 was $9,425, up 5.8% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,425.00 (+5.84%)	$863,900 (+2.06%) Building $863,900	$932,140 (+2.46%)
2024	$8,905.00 (-5.51%)	$846,500 (-7.12%) Building $846,500	$909,720
2023	$9,424.00	$911,400 Building $911,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 Summer St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 292 Summer St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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