292 Summer Cir, Clyde, NC 28721 Property Records

Haywood County property record for 292 Summer Cir, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,576 sqft Heated Area
Lot Size	39,661 sqft (0.91 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2020)
Tax Bill	$1,854.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8658-16-5422`
Alternative APN	`262351`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,576 sqft Heated Area
Gross Area	2,280 sqft Gross Area
1st Floor	1,576 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Rustic Style
Exterior Material	Logs Exterior
Lot Area	39,661 sqft (0.91 acres)
Canopy Area	480 sqft Canopy

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	262351
Street Address	292 SUMMER CIR
City	CLYDE
State	NC
Zip	28721-8943
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#40 PH 1-B THE FOREST
Legal Subdivision	THE FOREST
Legal Phase	1-B
Legal Unit	40
Jurisdiction	HAYWOOD NC
Minor Civil Division	BEAVERDAM
Census Blockgroup	1
Census Block	1000
Census Tract	920201

Owner

Source: Haywood County records · APN 8658-16-5422

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	292 SUMMER CIR, CLYDE, NC 28721-8943
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Jul 20, 2012 · Amount on Record
Deed Doc Number	20206597
Deed Book / Page	1002 / 343
Record Refreshed	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 15, 2020
Property Address	292 SUMMER CIR, CLYDE, NC 28721-8943
Document Number	0010020343
Book / Page	001002 / 000343
Instrument Date	Jul 06, 2020
Instrument	6597
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 SUMMER CIR CLYDE NC 287218943, CLYDE, NC 28721-8943

Mortgage

Document Number	10020346
Date	Jul 15, 2020
Book Page	001002/000346
Instrument	6598

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	207 CORTE MADERA AVE, CORTE MADERA, CA 94925-1300

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,400 (-) Land $51,700 Building $221,700
2025	$1,854.00	$273,400 (-) Land $51,700 Building $221,700	$273,400 (-) Land $51,700 Building $221,700
2023		$273,400 Land $51,700 Building $221,700	$273,400 (-) Land $51,700 Building $221,700
2021			$273,400 Land $51,700 Building $221,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	About 1 in 546 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.