292 Sonora Dr, Elgin, IL 60124 Property Records

Kane County property record for 292 Sonora Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,590 sqft · built 2007
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,500 (Feb 2007)
Tax Bill	$11,757 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-24-281-016`

Property Details

APN / Parcel Number

Primary APN	`05-24-281-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,590 sqft Living Area
Basement Area	1,719 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Area	425 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	292 SONORA DR
City	ELGIN
State	IL
Zip	60124-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 3 LT 258
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	258
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1002
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 SONORA DR, ELGIN, IL 60124-3819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS TRUST MORTGAGE CORP
Oct 17, 2017	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2007 · Amount on Record
Deed Sale	Feb 21, 2007 · Amount on Record
Deed Document Number	200720209
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	292 SONORA DR, ELGIN, IL 60124-3819
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026989
Date	Apr 7, 2021
Instrument	2021K026989

Lender

Name	NATIONS TRUST MORTGAGE CORP
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate	3.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	292 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000055947
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	292 SONORA DR ELGIN IL 601243819, ELGIN, IL 60124-3819

Mortgage

Document Number	0000055947
Date	Oct 25, 2017
Instrument	55947

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,757.00 (-0.52%) Homeowner's exemption	$156,073 (+7.79%) Land $29,791 Building $126,282	$468,406 (+7.79%) Land $89,409 Building $378,998
2024		$144,794 (+14.31%) Land $27,638 Building $117,156	$434,556 (+14.36%) Land $82,947 Building $351,609
2022	$11,818.00 (-0.32%) Homeowner's exemption	$126,667 (+3.51%) Land $21,357 Building $105,310	$380,001 (+3.51%) Land $64,071 Building $315,930
2021	$11,856.00 Homeowner's exemption	$122,372 Land $20,633 Building $101,739	$367,116 Land $61,899 Building $305,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Sonora Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures