292 Seward St, Pontiac, MI 48342 Property Records

Oakland County property record for 292 Seward St, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1950
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Mar 2023)
Tax Bill	$900 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-14-34-151-019`

Property Details

APN / Parcel Number

Primary APN	`64-14-34-151-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	712 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	147 ft deep x 50 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	292 SEWARD ST
City	PONTIAC
State	MI
Zip	48342-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 34 EAST SIDE PARK LOT 66
Legal Range	10E
Legal Township	03N
Legal Section	34
Legal Subdivision	PARK
Legal Lot Number	66
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3014
Census Tract	142300

Owner

292 Seward St is owned and occupied by an individual who bought it in March 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3595 CASS ELIZABETH RD, 102, WATERFORD, MI 48328-4523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Nov 5, 2014 · Amount on File
Deed Document Number	202323841
Deed Book / Page	58471 / 283
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0000272062
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	292 SEWARD ST, PONTIAC, MI 48342-3355
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3595 CASS ELIZABETH RD 102, 102, WATERFORD, MI 48328-4523

Mortgage

Document Number	0000023843
Date	Mar 10, 2023
Book Page	58471/308
Instrument	23843

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 10, 2023
Property Address	292 SEWARD ST, PONTIAC, MI 48342-3355
Document Number	0000023841
Book / Page	58471 / 283
Map Reference	LB 21 PG 39
Instrument Date	Mar 7, 2023
Instrument	23841
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17639 MOORS, FRASER, MI 48026-1759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3959 CASS ELIZABETH RD # 102, 102, WATERFORD, MI 48328-4374

Mortgage

Document Number	0000023842
Date	Mar 10, 2023
Book Page	58471/285
Instrument	23842

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 292 Seward St was $900 with a homeowner's exemption, down 9.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (-9.27%) Homeowner's exemption	$25,720	$51,440
2024	$992.00
2023		$21,310	$42,620
2021	$755.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 292 Seward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Seward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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