292 S Tatum Trl, Payson, AZ 85541 Property Records

Gila County property record for 292 S Tatum Trl, Payson, AZ 85541

Property Summary

Property Type	Rural Home
Details	1,360 sqft · built 1986
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Oct 2017)
Tax Bill	$434 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`304-48-012`

Property Details

APN / Parcel Number

Primary APN	`304-48-012`
Alternative APNs	`R034863` `034863`

Interior

Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	680 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asbestos
Lot Area	8,712 sqft (0.2 acres)

Exterior Amenities

Porch	Porch
Patio Area	416 sqft
Balcony	Balcony
Balcony Area	96 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R034863
Street Address	292 S TATUM TRL
City	PAYSON
State	AZ
Zip	85541-2150
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 25 TOWNSHIP: 09N RANGE: 10E LOT 12 OF GISELA HEIGHTS SUBDIVISION AMENDED OF PLAT 555NE1/4 NW1/4 SEC 25 T9N R10E =
Legal Range	10E
Legal Township	09N
Legal Section	25
Legal Subdivision	GISELA
Legal Lot Number	12 1002
Jurisdiction	GILA AZ
Township / Civil Division	TONTO BASIN
Census Block Group	1
Census Block	1047
Census Tract	600

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	292 S TATUM TRL, PAYSON, AZ 85541-2150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Oct 25, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	2017-010519
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	292 S TATUM TRL, PAYSON, AZ 85541-2150
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	DRIGGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 S TATUM TRL, PAYSON, AZ 85541-2150

Mortgage

Document Number	0000010164
Date	Jul 16, 2021
Instrument	2021-010164

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	292 S TATUM TRL, PAYSON, AZ 85541-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008964
Date	Aug 24, 2018
Instrument	2018-008964

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Oct 25, 2017
Property Address	292 S TATUM TRL, PAYSON, AZ 85541-2150
Document Number	0000010519
Map Reference	DKT431 PG481
Instrument Date	Oct 20, 2017
Instrument	2017-010519
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 S TATUM TRL, 292, PAYSON, AZ 85541-2150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 S TATUM TRL, PAYSON, AZ 85541-2150

Mortgage

Document Number	0000010520
Date	Oct 25, 2017
Instrument	2017-010520

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,458 (+9.81%) Land $3,459 Building $16,999	$204,584 (+9.81%) Land $34,592 Building $169,992
2025	$434.00 (-46.68%) Disabled Person's exemption
2024		$18,630 Land $2,102 Building $16,528	$186,301 Land $21,016 Building $165,285
2023	$814.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1993–2018)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GISELA public/private · serves 508 people · EPA ID AZ0404346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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