Lucas County property record for 292 S River Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 2008 |
| Lot Size | 3.65 acres (159,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jul 1988) |
| Tax Bill | $4,980 (2024) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-02255 |
| Primary APN | 96-02255 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 518 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Metal |
| Lot Area | 159,000 sqft (3.65 acres) |
| Lot Width | 210 ft Width |
| Garage Type | Detached |
| Garage Area | 322 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 292 S RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-R1 |
| Legal Description | RIVER TRACT NO 38 S1/2 THT PT LYING BET TRAIL & RIVER RD OF THT |
| Legal Subdivision | RIVER TR 38 |
| Legal Tract | 38 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8906 |
292 S River Rd is owned and occupied by two individuals who acquired it in June 2026.
Source: Lucas County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 292 S RIVER RD, WATERVILLE, OH 43566-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 1988 · Amount on File |
| Deed Sale | Jul 13, 1988 · Amount on File |
| Last Transfer Date | Jun 25, 2026 |
| Transfer Doc | 0000027114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jul 14, 2026 |
| Property Address | 292 S RIVER RD, WATERVILLE, OH 43566-1533 |
| Document Number | 0000027114 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202627114 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 292 S RIVER RD, WATERVILLE, OH 43566-1533 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $112,315 (-) Land $25,165 Building $87,150 | $320,900 (-) Land $71,900 Building $249,000 |
| 2024 | $4,980.00 (+29.12%) Homeowner's exemption | $112,315 (+41.24%) Land $25,165 Building $87,150 | $320,900 Land $71,900 Building $249,000 |
| 2023 | $3,857.00 (-1.53%) Homeowner's exemption | $79,520 (-) Land $17,710 Building $61,810 | |
| 2022 | $3,917.00 Homeowner's exemption | $79,520 Land $17,710 Building $61,810 | |
| 2021 | $227,200 Land $50,600 Building $176,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 292 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 292 S River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Wireless, AT&T, Brightspeed, MetaLINK Technologies.
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