292 Phillip Dr, Pipe Creek, TX 78063 Property Records

Bandera County property record for 292 Phillip Dr, Pipe Creek, TX 78063 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2,432 sqft · built 1994
Lot Size	5.38 acres (234,396 sqft)
Owner	2 Company Names on File
Last Sale	$214,795 (Sep 2023)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15153-00001-0050`

Property Details

APN / Parcel Number

Primary APN	`15153-00001-0050`
Alternative APN	`162259`

Interior

Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	2,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Stone
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	234,396 sqft (5.38 acres)
Porch	Patio
Porch Area	681 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15153-00001-0050
City	BANDERA
State	TX
Zip	78003
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MEDINA LAKE ESTATES 3 BLK 1 LT 5 5.381 ACRES
Legal Subdivision	MEDINA LAKE ESTATES 3
Legal Block	1
Legal Lot Number	5
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	1
Census Block	1010
Census Tract	302

Owner

Source: Bandera County records · APN 15153-00001-0050

Assessment roll updated October 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3415 HIGHWAY 30 W, NEW PLYMOUTH, ID 83655-5179
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jun 20, 2025	Intrafamily Transfer, Transfer
May 25, 2017	Deed of Trust, Mortgage · VA Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2023 · Amount on Record
Deed Sale	Sep 01, 2023 · Amount on Record
Prior Sale	Oct 01, 2013 · Amount on Record
Deed Document Number	2023260691
Deed Book / Page	1322 / 301
Last Transfer Date	May 13, 2025
Transfer Doc	001379/828
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	BANDERA, TX 78003
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001244/494
Date	Oct 08, 2021
Book Page	1244/494
Instrument	247805

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Jun 01, 2041

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BANDERA TX
Recording Date	Jun 20, 2025
Property Address	BANDERA, TX 78003
Document Number	001379/828
Book / Page	1379 / 828
Map Reference	VOL 4 PG 18
Instrument Date	May 13, 2025
Instrument	270247
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3415 HIGHWAY 30 W, NEW PLYMOUTH, ID 83655-5179

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	292 PHILLIP DR, PIPE CREEK, TX 78063-5659
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1078/102
Date	May 25, 2017
Book Page	1078/102
Instrument	219820

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Bandera County records · Assessment roll updated October 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,144.00 (+0.28%)	$457,120 (-24.67%) Land $153,400 Building $303,720	$457,120 (-24.67%) Land $153,400 Building $303,720
2024	$6,127.00 (-1.73%)
2023	$6,235.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$606,850 Land $283,530 Building $323,320	$606,850 Land $283,530 Building $323,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bandera County (48019C), updated October 1, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480190003021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 37% of Texas
Wildfire Likelihood	About 1 in 787 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Bandera Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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