Wise County property record for 292 Pam Dr, Chico, TX 76431
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,016 sqft · built 1996 |
| Lot Size | 6.9 acres (300,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,500 (May 2014) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A1448.0002.17 |
| Primary APN | A1448.0002.17 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 4,302 sqft |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 2,016 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 300,564 sqft |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 20 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 504 sqft |
| Deck Area | 90 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R000193100 |
|---|---|
| Street Address | 292 PAM DR |
| City | CHICO |
| State | TX |
| Zip | 76431-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | EL LAGO ESTATES 6.9000 ACRES |
| Legal Subdivision | A-1448 JW BOCK |
| Jurisdiction | WISE TX |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 2 |
| Census Block | 2110 |
| Census Tract | 150405 |
Source: Wise County assessment roll, APN A1448.0002.17, as of August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 292 PAM DR, CHICO, TX 76431-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2014 · Amount on Record |
| Deed Sale | May 30, 2014 · Amount on Record |
| Prior Sale | Apr 02, 2007 · Amount on Record |
| Deed Document Number | 20145383 |
| Prior Transfer Date | May 29, 2014 |
| Prior Transfer Doc | 0000005383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WISE TX |
| Property Address | 292 PAM DR, CHICO, TX 76431-2030 |
| Document Number | 0000017092 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 292 PAM DR CHICO TX 764312030, CHICO, TX 76431-2030 |
| Document Number | 0000017092 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 17092 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2050 |
Source: Wise County assessment roll as of August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wise County |
| Unified School District | Chico Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $583,717 (+1%) | $857,894 (+3.09%) Land $161,091 Building $696,803 |
| 2025 | $530,652 (+21.58%) | $832,196 (+64.98%) Land $156,104 Building $676,092 |
| 2023 | $436,458 | $504,433 |
Source: FEMA National Flood Hazard Layer, Wise County (48497C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484971504052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 6 (2015–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 68 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| Dialog Telecom Fixed Wireless | 100 / 20 |
May also be available: JAB Wireless.
4G LTE (outdoors only), no 5G reported
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