292 Orange Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 292 Orange Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,656 sqft · built 1900
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Company Names on Record
Last Sale	$422,000 (Aug 2015)
Tax Bill	$15,977 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-02004-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`13-02004-0000-00026`
Alternative APN	`130200400026`

Interior

Stories	2 Stories
Building Area	2,656 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130200400026
Street Address	292 ORANGE RD
City	MONTCLAIR
State	NJ
Zip	07042-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	12000SF
Legal Block	2004
Legal Lot Number	26
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	17000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Intrafamily Transfer, Transfer
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 18, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Oct 22, 1993 · Amount on Record
Deed Document Number	20153724
Deed Book / Page	12570 / 8935
Last Transfer Date	Aug 18, 2023
Transfer Doc	0000050657
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Aug 22, 2023
Property Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421
Document Number	0000050657
Instrument Date	Aug 18, 2023
Instrument	2023050657
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421

Mortgage

Document Number	0000039935
Date	Jul 5, 2023
Instrument	2023039935

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033686
Date	Mar 18, 2021
Instrument	2021033686

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421
Document Number	0000009879
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	CLOSING USA LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 ORANGE RD MONTCLAIR NJ 070424421, MONTCLAIR, NJ 07042-4421

Mortgage

Document Number	0000009879
Date	Jan 28, 2020
Instrument	9879

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	292 ORANGE RD, MONTCLAIR, NJ 07042-4421
Document Number	0000105108
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 ORANGE RD MONTCLAIR NJ 070424421, MONTCLAIR, NJ 07042-4421

Mortgage

Document Number	0000105108
Date	Dec 4, 2017
Instrument	105108

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,400 (-) Land $189,000 Building $265,400	$454,400 (-) Land $189,000 Building $265,400
2025	$15,977.00 (+3.32%)	$454,400 (-) Land $189,000 Building $265,400	$454,400 (-) Land $189,000 Building $265,400
2024	$15,463.00 (+3.5%)
2023		$454,400 (-) Land $189,000 Building $265,400	$454,400 (-) Land $189,000 Building $265,400
2022	$14,940.00 (+1.76%)	$454,400 Land $189,000 Building $265,400	$454,400 Land $189,000 Building $265,400
2021	$14,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1989–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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