292 Middle Rd, Holmdel, NJ 07733 Property Records

Monmouth County and Holmdel Township property record for 292 Middle Rd, Holmdel, NJ 07733

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,496 sqft · built 1998
Lot Size	1.92 acres (83,984 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Nov 2022)
Tax Bill	$12,177 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2024 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00056-0000-00004-02`

Property Details

APN / Parcel Number

Primary APN	`20-00056-0000-00004-02`
Alternative APNs	`2000056000000004` `02755000`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,984 sqft
Garage Type	Attached
Deck Area	Deck Area

Location & Zoning

Account Number	02755000
Street Address	292 MIDDLE RD
City	HOLMDEL
State	NJ
Zip	07733-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	56
Legal Lot Number	4.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOLMDEL
Census Block Group	1
Census Block	1003
Census Tract	803201

Owner

Source: Monmouth County and Holmdel Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	292 MIDDLE RD, HOLMDEL, NJ 07733-1009
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA
Mar 25, 2024	Deed, Construction Loan · Construction Mortgage OAKTREE FUNDING CORP
Nov 2, 2022	Deed, Transfer · Conventional Mortgage HARBORONE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	2022108322
Deed Book / Page	9622 / 4829
Record Updated	Sep 20, 2026

October 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 24, 2025
Property Address	292 MIDDLE RD, HOLMDEL, NJ 07733-1009
Document Number	0097625773
Book / Page	9762 / 5773
Instrument Date	Oct 20, 2025
Instrument	2025085211
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	TWO RIVERS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 RIVEREDGE RD, TINTON FALLS, NJ 07724-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 MIDDLE RD, HOLMDEL, NJ 07733-1009

Mortgage

Document Number	2025085212
Date	Oct 24, 2025
Instrument	2025085212

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

March 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 25, 2024
Property Address	292 MIDDLE RD, HOLMDEL, NJ 07733-1009
Document Number	0096819482
Book / Page	9681 / 9482
Instrument Date	Mar 11, 2024
Instrument	2024019360
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SANTA CRUZ RD, TUCKERTON, NJ 08087-4238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 RIVEREDGE RD, TINTON FALLS, NJ 07724-2753

Mortgage

Document Number	2024019361
Date	Mar 25, 2024
Instrument	2024019361

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Oct 1, 2025

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 2, 2022
Property Address	292 MIDDLE RD, HOLMDEL, NJ 07733-1009
Document Number	0096224829
Book / Page	9622 / 4829
Instrument Date	Oct 7, 2022
Instrument	2022108322
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,597.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 MIDDLE RD, HOLMDEL, NJ 07733-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MIDDLE RD, HOLMDEL, NJ 07733-1009

Mortgage

Document Number	2022108323
Date	Nov 2, 2022
Instrument	2022108323

Lender

Name	HARBORONE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Holmdel Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Holmdel Township
Unified School District	Holmdel Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$831,600 (+5.11%) Land $384,000 Building $447,600	$831,600 (+5.11%) Land $384,000 Building $447,600
2025	$12,177.00 (+5.57%)	$791,200 (+19.03%) Land $375,400 Building $415,800	$791,200 (+19.03%) Land $375,400 Building $415,800
2024	$11,534.00 (+12.09%)
2023		$664,700 Land $306,000 Building $358,700	$664,700 Land $306,000 Building $358,700
2022	$10,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2002–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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