292 McClain Rd, Kingston, GA 30145 Property Records

Floyd County property record for 292 McClain Rd, Kingston, GA 30145

Property Summary

Property Type	Single Family Home
Details	7 bd · 1 ba · 1,312 sqft · built 1939
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Tax Bill	$786 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N13--175B`

Property Details

APN / Parcel Number

Primary APN	`N13--175B`
Alternative APN	`361092`

Interior

Bedrooms	7 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,312 sqft Heated Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Stone
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	496 sqft
Deck Area	448 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace

Location & Zoning

Account Number	361092
Street Address	292 MCCLAIN RD
City	KINGSTON
State	GA
Zip	30145-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-R
Legal Description	LT10 MCCLAIN RD PROP PB28-180
Legal Subdivision	MCCLAIN ROAD PROP
Legal Lot Number	10
Jurisdiction	FLOYD GA
Township / Civil Division	ROME
Census Block Group	2
Census Block	2003
Census Tract	700

Owner

292 McClain Rd is owned and occupied by an individual who acquired it in March 2013.

Source: Floyd County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	292 MCCLAIN RD, KINGSTON, GA 30145-1229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage INNOVATIVE FUNDING
Sep 30, 2020	Quit Claim Deed, Transfer HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2009
Deed Sale	Oct 13, 2009
Prior Sale	Mar 18, 2003 · Amount on File
Deed Book / Page	220501178
Last Transfer Date	Mar 26, 2013
Transfer Doc	0023490659
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Recording Date	Apr 21, 2026
Property Address	292 MCCLAIN RD, KINGSTON, GA 30145-1229
Document Number	2942000668
Book / Page	2942 / 668
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MCCLAIN RD, KINGSTON, GA 30145-1229

Mortgage

Document Number	2942000668,
Date	Apr 21, 2026
Book Page	2942/668

Lender

Name	INNOVATIVE FUNDING

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Sep 30, 2020
Property Address	292 MCCLAIN RD, KINGSTON, GA 30145-1229
Document Number	0026460054
Book / Page	002646 / 000054
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MCCLAIN RD KINGSTON GA 301451229, KINGSTON, GA 30145-1229

Mortgage

Document Number	26460055
Date	Sep 30, 2020
Book Page	002646/000055

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 29, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 292 McClain Rd was $786 with a homeowner's exemption, down 35.7% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$786.00 (-35.73%) Homeowner's exemption
2025	$1,223.00 (-0.41%) Homeowner's exemption	$66,978 (+3.04%) Land $3,030 Building $63,948	$167,445 (+3.03%) Land $7,574 Building $159,871
2024	$1,228.00 (+253.89%) Homeowner's exemption	$65,005 (+64.08%) Land $2,693 Building $62,312	$162,513 (+64.08%) Land $6,732 Building $155,781
2023	$347.00 (-49.86%) Homeowner's exemption	$39,618 (+22.95%) Land $2,448 Building $37,170	$99,044 (+22.95%) Land $6,120 Building $92,924
2022	$692.00 Homeowner's exemption	$32,222 Land $2,012 Building $30,210	$80,557 Land $5,031 Building $75,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 McClain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 McClain Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD COUNTY serves 46,143 people · EPA ID GA1150001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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