292 Manchester Rd, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 292 Manchester Rd, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Jun 2026)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6587 14 33 8368`

Property Details

APN / Parcel Number

Primary APN	`6587 14 33 8368`
Alternative APN	`1484567`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,950 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1484567
Street Address	292 MANCHESTER RD
City	MOUNT GILEAD
State	NC
Zip	27306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WOODRUN LOT 539 WOODRUN #539
Legal Subdivision	WOODRUN SUBDIVISION
Legal Lot Number	539
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1046
Census Tract	960301

Owner

292 Manchester Rd is owned by a company that bought it in June 2026.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	292 MANCHESTER RD, MOUNT GILEAD, NC 27306
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jul 30, 2021	Warranty Deed, Transfer
Jun 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on File
Deed Sale	Jun 19, 2026 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	2026391181
Deed Book / Page	986 / 587
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jun 19, 2026
Property Address	292 MANCHESTER RD, MOUNT GILEAD, NC 27306
Document Number	0000391181
Book / Page	986 / 587
Instrument Date	Jun 18, 2026
Instrument	2026391181
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 MANCHESTER RD, MOUNT GILEAD, NC 27306

Mortgage

Document Number	0000391182,
Date	Jun 19, 2026
Instrument	2026391182

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jul 30, 2021
Property Address	292 MANCHESTER RD, MOUNT GILEAD, NC 27306
Document Number	000879/409
Book / Page	879 / 409
Map Reference	CAB A SL 650
Instrument Date	Jul 21, 2021
Instrument	369457
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$32.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16071 NC HIGHWAY 130 E, FAIRMONT, NC 28340-5571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4666 LOCKHAVEN PLACE, VANCOUVER XX
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Jun 8, 2021
Property Address	292 MANCHESTER RD, MOUNT GILEAD, NC 27306
Document Number	0000875/25
Book / Page	875 / 25
Map Reference	CAB A SL 650
Instrument Date	Jun 1, 2021
Instrument	368554
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 E CATAWBA AVE, MOUNT HOLLY, NC 28120-2151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 26, PROCTORVILLE, NC 28375-0026

Tax Assessment & Valuation

The 2025 property tax bill for 292 Manchester Rd was $1,322.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,886 (-) Land $15,300 Building $186,586	$201,886 (-) Land $15,300 Building $186,586
2025	$1,322.00	$201,886 Land $15,300 Building $186,586	$201,886 Land $15,300 Building $186,586
2023		$111,548 Land $15,300 Building $96,248	$111,548 Land $15,300 Building $96,248

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 292 Manchester Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Manchester Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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