292 Jeffcot Ln, Lone Grove, OK 73443 Property Records

Carter County property record for 292 Jeffcot Ln, Lone Grove, OK 73443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,596 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2023)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30432`

Property Details

APN / Parcel Number

Primary APN	`30432`
Alternative APN	`0000-15-04S-01W-4-011-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,596 sqft Living Area
1st Floor Area	2,596 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	780 sqft
Deck Area	288 sqft
Greenhouse	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30432
Street Address	292 JEFFCOT LN
City	LONE GROVE
State	OK
Zip	73443-6151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 165 W 330 NE SE-ALONG WITH EASEMENT ACROSS W 15 W/2 SE SE & ACROSS S 15 W 165 W/2 NE SE-15 04S 01W
Legal Range	01W
Legal Township	04S
Legal Section	15
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3027
Census Tract	892501

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 JEFFCOT LN, LONE GROVE, OK 73443-6151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS
Mar 17, 2023	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Feb 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	20232521
Deed Book / Page	7359 / 197
Prior Transfer Date	Jun 10, 2016
Prior Transfer Doc	0000006723
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Jun 22, 2026
Property Address	292 JEFFCOT LN, LONE GROVE, OK 73443-6151
Document Number	0000005942
Book / Page	7907 / 186
Instrument Date	May 23, 2026
Instrument	20265942
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 JEFFCOT LN, LONE GROVE, OK 73443-6151

Mortgage

Document Number	0000005942,
Date	Jun 22, 2026
Book Page	7907/186
Instrument	20265942

Lender

Name	INDEPENDENT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 17, 2023
Property Address	292 JEFFCOT LN, LONE GROVE, OK 73443-6151
Document Number	007359/197
Book / Page	7359 / 197
Instrument Date	Mar 16, 2023
Instrument	I-2023-002521
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	292 JEFFCOT LN, LONE GROVE, OK 73443-6151

Mortgage

Document Number	I2023002522
Date	Mar 17, 2023
Instrument	I-2023-002522

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	292 JEFFCOT LN, LONE GROVE, OK 73443-6151
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006843/032
Date	Feb 13, 2020
Book Page	6843/032
Instrument	2020-001904

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2021

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,801 (-1.36%) Land $4,800 Building $30,001	$290,003 (-2.55%) Land $40,000 Building $250,003
2025	$3,687.00 (-0.03%)	$35,280 (+5%) Land $4,800 Building $30,480	$297,600 (+6.29%) Land $40,000 Building $257,600
2024	$3,688.00 (+93.19%)	$33,600 (+84.7%) Land $4,800 Building $28,800	$280,000 (+0.95%) Land $40,000 Building $240,000
2023	$1,909.00	$18,192 Land $1,679 Building $16,513	$277,377 Land $40,000 Building $237,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 54% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	25 / 3
Chickasaw Telephone Company DSL	10 / 1

292 Jeffcot Ln, Lone Grove, OK 73443 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Jeffcot Ln

Nearby Streets

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