292 Jacobs Way Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 292 Jacobs Way Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,081 sqft · built 2008
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$284,180 (Feb 2009)
Tax Bill	$5,390 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T052500243`

Property Details

APN / Parcel Number

Primary APN	`T052500243`
Alternative APN	`2-0066-9602-00-0244.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,081 sqft Living Area
Gross Area	4,813 sqft
1st Floor Area	2,081 sqft
Basement Area	2,063 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	70 sqft
Patio Area	988 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T052500243
Street Address	292 JACOBS WAY DR
City	SAINT PETERS
State	MO
Zip	63376-7859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNIAL PK #3 LOT 244
Legal Subdivision	PENNIAL PK #3
Legal Lot Number	244
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3004
Census Tract	311735

Owner

Source: St. Charles County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	292 JACOBS WAY DR, SAINT PETERS, MO 63376-7859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
May 12, 2020	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2009 · Amount on File
Deed Sale	Feb 12, 2009 · Amount on File
Deed Document Number	2009100830
Deed Book / Page	5115 / 351
Last Transfer Date	Jun 5, 2025
Transfer Doc	0000023860
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	292 JACOBS WAY DR, SAINT PETERS, MO 63376-7859
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068801027
Date	Feb 16, 2018
Book Page	6880/1027
Instrument	20180216000086960

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	292 JACOBS WAY DR, SAINT PETERS, MO 63376-7859
Document Number	0073042295
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	292 JACOBS WAY DR ST PETERS MO 633767859, ST PETERS, MO 63376-7859

Mortgage

Document Number	0073042295
Date	May 28, 2020
Book Page	007304/002295
Instrument	346860

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,130 (-)	$442,791 (-) Land $80,000 Building $362,791
2025	$5,390.00	$84,130 (+9.1%)	$442,791 (+9.1%) Land $80,000 Building $362,791
2023		$77,112
2022			$405,853 Land $60,000 Building $345,853

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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