292 Hubbard Rd, Galloway, OH 43119 Property Records

Franklin County property record for 292 Hubbard Rd, Galloway, OH 43119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 982 sqft · built 1979
Lot Size	0.179 acres (7,799 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Feb 2025)
Tax Bill	$3,843 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-005836`

Property Details

APN / Parcel Number

Primary APN	`240-005836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	987 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,799 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	292 HUBBARD RD
City	GALLOWAY
State	OH
Zip	43119-8710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARD ROAD LAKE DARBY ESTATES 1 LOT 333
Legal Subdivision	LAKE DARBY ESTATES
Legal Lot Number	333
Jurisdiction	FRANKLIN OH
Township / Civil Division	PRAIRIE
Census Block Group	1
Census Block	1001
Census Tract	8170

Owner

292 Hubbard Rd is owned and occupied by an individual who bought it in February 2025.

Source: Franklin County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1190 WINTERSON RD STE 300, 300, LINTHICUM, MD 21090-2247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Feb 26, 2025	Warranty Deed, Transfer · FHA Mortgage NFM INC
Jul 6, 2018	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	202502260018550
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	292 HUBBARD RD, GALLOWAY, OH 43119-8710
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 HUBBARD RD, GALLOWAY, OH 43119
Investor	Possibly a Property Investor

Mortgage

Document Number	0000104208
Date	Jul 18, 2022
Instrument	202207180104208

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Aug 1, 2048

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Feb 26, 2025
Property Address	292 HUBBARD RD, GALLOWAY, OH 43119-8710
Document Number	0000018550
Map Reference	MB 45 PG 1
Instrument Date	Feb 26, 2025
Instrument	202502260018550
Transaction Type	Transfer
Record Updated	Mar 10, 2025
Title Company	WORLD CLASS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 WINTERSON RD STE 300, 300, LINTHICUM, MD 21090-2247

Mortgage

Document Number	0000018551
Date	Feb 26, 2025
Instrument	202502260018551

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Mortgage

Document Number	0000018552
Date	Feb 26, 2025
Instrument	202502260018552

Lender

Name	NFM INC
Type	Mortgage Company
Address	CINCINNATI, OH 45219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jul 6, 2018
Property Address	292 HUBBARD RD, GALLOWAY, OH 43119-8710
Document Number	0000089837
Instrument Date	Jul 3, 2018
Instrument	89837
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3940 N RAVENSWOOD AVE CHICAGO IL 606132420, CHICAGO, IL 60613-2420

Mortgage

Document Number	89838
Date	Jul 6, 2018
Instrument	89838

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Prairie Township
Unified School District	South-Western City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,843.00 (+4.51%) Homeowner's exemption	$85,650 (-) Land $20,370 Building $65,280
2023	$3,677.00 (+14.02%) Homeowner's exemption	$85,650 (+62.28%) Land $20,370 Building $65,280	$244,700 Land $58,200 Building $186,500
2022	$3,225.00 Homeowner's exemption	$52,780 Land $9,170 Building $43,610
2020			$150,800 Land $26,200 Building $124,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 292 Hubbard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Hubbard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - LAKE DARBY private · serves 3,562 people · EPA ID OH2502612
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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