292 Holmes Rd, Holmes, NY 12531 Property Records

Dutchess County and Pawling Town property record for 292 Holmes Rd, Holmes, NY 12531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,056 sqft · built 2002
Lot Size	10.1 acres (443,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Nov 2020)
Tax Bill	$22,723 (2025)
Deeds & Mortgages	Aug 2023 Refinance Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134089 6855-00`

Property Details

APN / Parcel Number

Primary APN	`134089 6855-00`
Alternative APNs	`134089-6855-00-170548-0000` `408900685500001705480000` `134089 6.855-0-170.548`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,056 sqft Living Area
Gross Area	5,077 sqft
1st Floor Area	1,993 sqft
2nd Floor Area	2,063 sqft
Upper Floors Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	443,441 sqft (10.1 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	134089 6855-00-
Street Address	292 HOLMES RD
City	HOLMES
State	NY
Zip	12531-5240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Lot Number	170
Jurisdiction	DUTCHESS NY
Township / Civil Division	PAWLING
Census Block Group	2
Census Block	2018
Census Tract	110003

Owner

Source: Dutchess County and Pawling Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 HOLMES RD, HOLMES, NY 12531-5240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Nov 27, 2020	Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Sep 5, 2017	Quit Claim Deed, Transfer TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2020 · Amount on Record
Deed Sale	Nov 27, 2020 · Amount on Record
Deed Document Number	202053009
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	0000006675
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	292 HOLMES RD, HOLMES, NY 12531-5240
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052213
Date	Aug 3, 2023
Instrument	52213

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	Nov 27, 2020
Property Address	292 HOLMES RD, HOLMES, NY 12531-5240
Document Number	0000053009
Instrument Date	Nov 13, 2020
Instrument	53009
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11110 75TH RD, FOREST HILLS, NY 11375-6337

Mortgage

Document Number	0000054202
Date	Nov 27, 2020
Instrument	54202

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUTCHESS NY
Recording Date	Sep 5, 2017
Property Address	292 HOLMES RD, HOLMES, NY 12531-5240
Document Number	0000006675
Instrument Date	Jul 25, 2017
Instrument	6675
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 HOLMES RD HOLMES NY 125315240, HOLMES, NY 12531-5240

Tax Assessment & Valuation

Source: Dutchess County and Pawling Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Pawling Town
Unified School District	Pawling Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,723.00 (+11.64%)	$307,900 (-) Land $42,800 Building $265,100	$1,039,900 (+5.92%)
2024		$307,900 (-) Land $42,800 Building $265,100	$981,800 (+4.52%)
2023		$307,900 (-) Land $42,800 Building $265,100	$939,300 (+18.21%) Land $130,568 Building $808,732
2022		$307,900 Land $42,800 Building $265,100	$794,600 Land $110,454 Building $684,146
2020	$20,354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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