Worcester County and Gardner City property record for 292 High St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1886 |
| Square Footage | 2,111 sqft Living Area |
| Lot Size | 40,000 sqft (0.918 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $207,000 (2018) |
| Tax Bill | $4,462.00 (2025) |
| Primary APN | GARD M:W12 B:17 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,111 sqft Living Area |
| Gross Area | 3,552 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,000 sqft (0.918 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 292 HIGH ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 2 |
| Census Block | 2044 |
| Census Tract | 707100 |
Source: Worcester County and Gardner City records · APN GARD M:W12 B:17 L:2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 292 HIGH ST, GARDNER, MA 01440-3636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Line of Credit ALL ONE CREDIT UNION |
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU |
| Jul 31, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LEOMINSTER CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 59187 / 42 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 292 HIGH ST, GARDNER, MA 01440-3636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072512-297 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 72512/297 |
| Instrument | 77045 |
| Name | ALL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 292 HIGH ST, GARDNER, MA 01440-3636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066291-131 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 66291/131 |
| Instrument | 144240 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 292 HIGH ST, GARDNER, MA 01440-3636 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66291-131 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 66291/131 |
| Instrument | 144240 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 31, 2018 |
| Property Address | 292 HIGH ST, GARDNER, MA 01440-3636 |
| Document Number | 59187-42 |
| Book / Page | 059187 / 000042 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 79042 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 HIGT ST GARDNER MA 01440, GARDNER, MA 01440 |
| Document Number | 59187-46 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 059187/000046 |
| Instrument | 79043 |
| Name | LEOMINSTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,462.00 (+0.43%) | $310,700 (+4.82%) Land $80,200 Building $230,500 | $356,155 |
| 2024 | $4,443.00 (+1.46%) | $296,400 (+9.17%) Land $73,000 Building $223,400 | |
| 2023 | $4,379.00 | $271,500 Land $71,800 Building $199,700 |
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