292 Hayes Ave, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 292 Hayes Ave, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,168 sqft · built 2004
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Nov 2003)
Tax Bill	$8,638 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`296-10-005`

Property Details

APN / Parcel Number

Primary APN	`296-10-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	292 HAYES AVE
City	SANTA CLARA
State	CA
Zip	95051-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1350 MAYWOOD BOOK 53 PAGE 17 LOT 142
Legal Subdivision	MAYWOOD
Legal Tract	1350
Legal Lot Number	142
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	506103

Owner

292 Hayes Ave is owner-occupied and held in a trust since October 2006.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	292 HAYES AVE, SANTA CLARA, CA 95051-6706
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2017	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2003 · Amount on File
Deed Sale	Nov 13, 2003 · Amount on File
Deed Document Number	200317471316
Last Transfer Date	Oct 4, 2006
Transfer Doc	0019143519
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	292 HAYES AVE, SANTA CLARA, CA 95051-6706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023648872
Date	May 15, 2017
Instrument	23648872

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.08%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.08%
Index	1-Year LIBOR
Max Rate	9.08%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	292 HAYES AVE, SANTA CLARA, CA 95051-6706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024438717
Date	Mar 24, 2020
Instrument	24438717

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.9%
Index	1-Year LIBOR
Max Rate	7.9%

Tax Assessment & Valuation

The 2025 property tax bill for 292 Hayes Ave was $8,638 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$727,406 (+2%) Land $31,305 Building $696,101
2025	$8,638.00 Homeowner's exemption	$713,144 Land $30,692 Building $682,452
2023	$8,149.00 (-1%) Homeowner's exemption	$685,453 Land $29,501 Building $655,952
2022	$8,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 292 Hayes Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 292 Hayes Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet.

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