292 Fieldstream Dr, Boone, NC 28607 Property Records

Watauga County property record for 292 Fieldstream Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,538 sqft · built 1985
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jun 2025)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2911-61-0579-000`

Property Details

APN / Parcel Number

Primary APN	`2911-61-0579-000`
Alternative APN	`1760526`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	977 sqft
Basement Area	552 sqft
Finished Basement	552 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Porch	Porch
Porch Area	288 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1760526
Street Address	292 FIELDSTREAM DR
City	BOONE
State	NC
Zip	28607-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1
Legal Description	LOT 1 FIELDSTREAM
Legal Subdivision	FIELDSTREAM
Legal Lot Number	1
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1013
Census Tract	920400

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 FIELDSTREAM DR, BOONE, NC 28607-8813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 30, 2025	Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 26, 2024	Warranty Deed, Transfer
Jan 29, 2019	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	2025751341
Deed Book / Page	2438 / 932
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0020660162
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	292 FIELDSTREAM DR, BOONE, NC 28607-8813
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022240285
Date	Sep 29, 2021
Book Page	2224/285
Instrument	711907

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 30, 2025
Property Address	292 FIELDSTREAM DR, BOONE, NC 28607-8813
Document Number	0024380932
Book / Page	2438 / 932
Map Reference	MB 10 PG 189
Instrument Date	Jun 27, 2025
Instrument	751341
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 99, BOONE, NC 28607-0654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 FIELDSTREAM DR, BOONE, NC 28607-8813

Mortgage

Document Number	0000751342
Date	Jun 30, 2025
Instrument	751342

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 26, 2024
Property Address	292 FIELDSTREAM DR, BOONE, NC 28607-8813
Document Number	0024030424
Book / Page	2403 / 424
Map Reference	MB 27 PG 221
Instrument Date	Sep 26, 2024
Instrument	744517
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 BOONE HEIGHTS DR STE 107, 107, BOONE, NC 28607-5484

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 29, 2019
Property Address	292 FIELDSTREAM DR, BOONE, NC 28607-8813
Document Number	0020110703
Book / Page	2011 / 0703
Map Reference	MB 10 PG 189
Instrument Date	Jan 28, 2019
Instrument	676001
Transaction Type	Construction Loan
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5907 MAYAPPLE LN, 5907, CHARLOTTE, NC 28269-9171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 99, BOONE, NC 28607-0099

Mortgage

Document Number	676002
Date	Jan 29, 2019
Instrument	676002

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,302.00 (-27.97%)	$281,700 (-) Land $42,100 Building $239,600
2024	$3,196.00		$281,700 Land $42,100 Building $239,600
2023		$281,700 Land $42,100 Building $239,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	20 (1989–2025)
Claims Outside the SFHA	12 of 20
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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