292 Fairview Ln, Topton, NC 28781 Property Records

Macon County property record for 292 Fairview Ln, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 772 sqft · built 1987
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Mar 2024)
Tax Bill	$850 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6519804908`

Property Details

APN / Parcel Number

Primary APN	`6519804908`
Alternative APNs	`132170` `157142`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	772 sqft Heated Area
1st Floor Area	772 sqft
Basement Area	772 sqft
Finished Basement	772 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	298 sqft
Deck Area	248 sqft
Patio Area	248 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	157142
Street Address	292 FAIRVIEW LN
City	TOPTON
State	NC
Zip	28781-7427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FAIRVIEW LN
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2006
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	292 FAIRVIEW LN, TOPTON, NC 28781-7427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN CU
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Deed Document Number	20241467
Deed Book / Page	A43 / 904
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	292 FAIRVIEW LN, TOPTON, NC 28781-7427
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 FAIRVIEW LN, TOPTON, NC 28781-7427

Mortgage

Document Number	00B44/1601
Date	Nov 20, 2025
Book Page	B-44/1601
Instrument	2025007136

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	1453 SAND HILL RD, CANDLER, NC 28715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Margin	2
Max Rate	11.6%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 20, 2024
Property Address	292 FAIRVIEW LN, TOPTON, NC 28781-7427
Document Number	000A43/904
Book / Page	A-43 / 904
Map Reference	MB 5 CARD 12988
Instrument Date	Mar 13, 2024
Instrument	2024001467
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	292 FAIRVIEW LN, TOPTON, NC 28781-7427

Mortgage

Document Number	2024001468
Date	Mar 20, 2024
Instrument	2024001468

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$850.00	$229,280 (+47.1%) Land $42,800 Building $186,480	$229,280 (+47.1%) Land $42,800 Building $186,480
2025	$850.00 (+39.34%)
2023	$610.00	$155,870 Land $49,890 Building $105,980	$155,870 Land $49,890 Building $105,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

Cell Coverage

No cell data coverage reported

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