292 Erb Rd, Roaring Spring, PA 16673 Property Records

Bedford County property record for 292 Erb Rd, Roaring Spring, PA 16673

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1900
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2021)
Tax Bill	$1,632 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G.03-0.00-047`

Property Details

APN / Parcel Number

Primary APN	`G.03-0.00-047`
Alternative APN	`370-023208`

Interior

Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	292 ERB RD
City	ROARING SPRING
State	PA
Zip	16673-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	292 ERB ROAD
Jurisdiction	BEDFORD PA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3012
Census Tract	960100

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 ERB RD, ROARING SPRING, PA 16673-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Sep 24, 2021	Deed, Transfer · Conventional Mortgage SNARE AND ASSOCIATES MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Nov 1, 1988 · Amount on Record
Deed Document Number	20215764
Deed Book / Page	2021 / 5764
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	292 ERB RD, ROARING SPRING, PA 16673-9021
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 ERB RD, ROARING SPRING, PA 16673-9021

Mortgage

Document Number	02022/5241
Date	Sep 29, 2022
Book Page	2022/5241
Instrument	2022-005241

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	WOODBURY, PA 16695

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Sep 24, 2021
Property Address	292 ERB RD, ROARING SPRING, PA 16673-9021
Document Number	2021/5764
Book / Page	2021 / 5764
Instrument Date	Sep 22, 2021
Instrument	2021-005764
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	292 ERB RD, ROARING SPRING, PA 16673-9021

Mortgage

Document Number	2021005765
Date	Sep 24, 2021
Instrument	2021-005765

Lender

Name	SNARE AND ASSOCIATES MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Woodbury Township
Unified School District	Northern Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,632.00 (+6.46%)	$116,000 (-) Land $30,900 Building $85,100	$116,000 (-) Land $30,900 Building $85,100
2025			$116,000 (-) Land $30,900 Building $85,100
2023	$1,533.00 Additional exemption filed	$116,000 Land $30,900 Building $85,100
2012			$116,000 Land $30,900 Building $85,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Crowsnest Broadband Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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