292 Echo Ln, Livingston, TX 77351 Property Records

Polk County property record for 292 Echo Ln, Livingston, TX 77351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,110 sqft · built 1975
Lot Size	0.001 acres (61 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,119 (2026)
Deeds & Mortgages	Jul 2026 Sale Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M1400022100`

Property Details

APN / Parcel Number

Primary APN	`M1400022100`
Alternative APN	`38918`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,110 sqft Living Area
1st Floor Area	2,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	61 sqft (0.001 acres)
Lot Dimensions	1 ft deep x 6 ft wide
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	502 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38918
Street Address	292 ECHO LN
City	LIVINGSTON
State	TX
Zip	77352-1195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEMORIAL POINT BLK 6 LOT 17
Legal Subdivision	MEMORIAL POINT
Legal Block	6
Legal Lot Number	17
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	1
Census Block	1001
Census Tract	210205

Owner

292 Echo Ln is owned by two individuals who acquired it in July 2026.

Source: Polk County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2709 KINSLEY OAKS DR, HOUSTON, TX 77007-2881
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage POWERTPO
Feb 26, 2021	Vendor's Lien, Transfer · FHA Mortgage FBC MORTGAGE LLC
May 31, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026
Deed Sale	Jul 13, 2026
Prior Sale	Nov 1, 2024 · Amount on File
Deed Document Number	20266351
Deed Book / Page	2026 / 2675.520
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	20212319/698
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TX
Recording Date	Jul 13, 2026
Property Address	292 ECHO LN, LIVINGSTON, TX 77352-1195
Document Number	0000006351
Book / Page	2026 / 2675.520
Instrument Date	Jul 7, 2026
Instrument	20266351
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 KINSLEY OAKS DR, HOUSTON, TX 77007-2881

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	292 ECHO LN, LIVINGSTON, TX 77351-1195
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CAROLCREST LN 312, 312, LIVINGSTON, TX 77351-7805

Mortgage

Document Number	20232465/30
Date	Feb 6, 2023
Book Page	2023-2465/30
Instrument	1281

Lender

Name	POWERTPO
Type	Non-Lending Institution
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Feb 26, 2021
Property Address	292 ECHO LN, LIVINGSTON, TX 77351-1195
Document Number	20212319/698
Book / Page	2021-2319 / 698
Map Reference	VOL 4 PG 14
Instrument Date	Feb 24, 2021
Instrument	1898
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 ECHO LN, LIVINGSTON, TX 77351-1195

Mortgage

Document Number	1899
Date	Feb 26, 2021
Instrument	1899

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	292 ECHO LN, LIVINGSTON, TX 77351-1195
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20182157/191
Date	May 31, 2018
Book Page	2018-2157/191
Instrument	04649

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 292 Echo Ln was $9,119, down 3.5% from the year before.

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Unified School District	Livingston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,119.00 (-3.54%)	$403,275 (+5.37%) Land $168,000 Building $235,275	$403,275 (+5.37%) Land $168,000 Building $235,275
2025	$9,454.00	$382,710 Land $144,000 Building $238,710	$382,710 Land $144,000 Building $238,710
2023		$265,021 Land $42,000 Building $223,021	$265,021 Land $42,000 Building $223,021
2022	$2,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 Echo Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	9 (1990–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Echo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMORIAL POINT UTILITIES DISTRICT serves 1,285 people · EPA ID TX1870030
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Livingston Telephone Fiber	1,000 / 1,000
Optimum Cable	500 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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