292 E Second St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 292 E Second St, Ocean Isle Beach, NC 28469 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,435 sqft Heated Area
Lot Size4,921 sqft (0.11 acres)
Last Sale$985,000 (2026)
Tax Bill$2,177.00 (2025)

Property Details

APN / Parcel Number

Primary APN244OF015
Alternative APNs
  • 107516836151
  • 80082264

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,435 sqft Heated Area
Gross Area2,045 sqft Gross Area
1st Floor1,068 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area4,921 sqft (0.11 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number80082264
Street Address292 E SECOND ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-7610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL-16 B-57 S-A OIB PL H/375
Legal SubdivisionOCEAN ISLE BEACH
Legal Block57
Legal Lot Number16
JurisdictionBRUNSWICK NC
Minor Civil DivisionSHALLOTTE
Census Blockgroup4
Census Block4018
Census Tract20512

Owner

Source: Brunswick County records · APN 244OF015

Assessment roll updated August 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4725 CAMP BETTY HASTINGS RD, WALKERTOWN, NC 27051-9133
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST BANK
Oct 20, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
May 02, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleMay 02, 2019 · Amount on Record
Deed Doc Number2026
Deed Book / Page5492 / 541
Record RefreshedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJan 22, 2026
Property Address292 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610
Document Number0054920541
Book / Page5492 / 541
Map ReferenceCAB H PG 375
Instrument DateJan 07, 2026
Transaction TypeTransfer
Record UpdatedFeb 06, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,970.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1545 ST LUCIA DR SW, SHALLOTTE, NC 28470-0014

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 CAMP BETTY HASTINGS RD, WALKERTOWN, NC 27051-9133

Mortgage

Document Number0005492543
DateJan 22, 2026
Instrument5492/543
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address292 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610
Transaction TypeMortgage
Record UpdatedAug 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044670408
DateOct 20, 2020
Book Page4467/408
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 02, 2019
Property Address292 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7610
Document Number0041851098
Book / Page004185 / 001098
Instrument DateApr 08, 2019
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address146 SILVER LN VANCEBURG KY 411799246, VANCEBURG, KY 41179-9246

Mortgage

Document Number41851101
DateMay 02, 2019
Book Page004185/001101
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,177.00 (+0.05%)$578,040 (-) Land $275,000 Building $303,040$578,040 (-) Land $275,000 Building $303,040
2024$2,176.00
2023$578,040 Land $275,000 Building $303,040$578,040 Land $275,000 Building $303,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brunswick County (37019C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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