Clear Creek County property record for 292 E Park Ave, Empire, CO 80438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 1899 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Mar 2024) |
| Tax Bill | $2,782 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1837-282-18-003 |
| Primary APN | 1837-282-18-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,504 sqft |
| Flooring | Carpet |
| Year Built | Built 1899 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Propane |
| Sewer | Connected |
| Account Number | R007229 |
|---|---|
| Old Parcel Number | 1837282 18003 |
| Street Address | 292 E PARK AVE |
| City | EMPIRE |
| State | CO |
| Zip | 80438-5035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: EMPIRE BLOCK: 21 LOT: 1 AND:- LOT: 2 & IMPS 504/531 |
| Legal Subdivision | EMPIRE |
| Legal Block | 21 |
| Legal Lot Number | 1,2 |
| Jurisdiction | CLEAR CREEK CO |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 14900 |
Source: Clear Creek County records, as of February 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 573, EMPIRE, CO 80438-0573 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Sep 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit ON TAP CU |
| Nov 13, 2019 | Deed of Trust, Mortgage ON TAP CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on Record |
| Deed Sale | Mar 7, 2024 · Amount on Record |
| Prior Sale | Mar 29, 2016 · Amount on Record |
| Deed Document Number | 312018 |
| Deed Book / Page | 1055 / 255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Recording Date | Mar 7, 2024 |
| Property Address | 292 E PARK AVE, EMPIRE, CO 80438-5035 |
| Document Number | 0010550255 |
| Book / Page | 1055 / 255 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 312018 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 573, EMPIRE, CO 80438-0573 |
| Document Number | 0000312019 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 312019 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 292 E PARK AVE, EMPIRE, CO 80438-5035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009390813 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 00939/0813 |
| Instrument | 285540 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | APO, AE 09211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 292 E PARK AVE, EMPIRE, CO 80438-5035 |
| Document Number | 0009950386 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 292 PARK AVE EMPIRE CO 80438, EMPIRE, CO 80438 |
| Document Number | 0009950386 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 000995/000386 |
| Instrument | 298144 |
| Name | ON TAP CU |
|---|---|
| Address | 816 WASHINGTON AVE, GOLDEN, CO 80401-1046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 292 E PARK AVE, EMPIRE, CO 80438-5035 |
| Document Number | 0009740765 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 292 E PARK AVE EMPIRE CO 80438, EMPIRE, CO 80438 |
| Document Number | 0009740765 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 000974/000765 |
| Instrument | 293685 |
| Name | ON TAP CU |
|---|---|
| Address | PO BOX 15010, SHAWNEE MISSION, KS 66219 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 17, 2049 |
Source: Clear Creek County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Clear Creek County |
| Municipality | Empire Town |
| Unified School District | Clear Creek School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,782.00 (+51.44%) | $37,310 (+54.94%) Land $2,080 Building $35,230 | $597,030 (+66.16%) Land $33,320 Building $563,710 |
| 2023 | $1,837.00 (+1.77%) | $24,080 (+2.64%) Land $1,940 Building $22,140 | $359,320 (+6.47%) Land $28,900 Building $330,420 |
| 2022 | $1,805.00 | $23,460 Land $2,320 Building $21,140 | $337,470 Land $33,320 Building $304,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 72% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF EMPIRE serves 500 people · EPA ID CO0110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Sep 2019 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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