Nassau County and Hempstead Town property record for 292 E Chester St, Valley Stream, NY 11580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,526 sqft · built 1926 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $748,000 (Oct 2023) |
| Tax Bill | $10,720 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 37-043-00-0026 |
| Primary APN | 37-043-00-0026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 1,566 sqft |
| 1st Floor Area | 646 sqft |
| Basement Area | 40 sqft |
| Game Room | Game Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Old Style |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 238 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 37043 00260 |
|---|---|
| Street Address | 292 E CHESTER ST |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11580-4710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 013 |
| Legal Block | 43 |
| Legal Lot Number | 26-28 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 410600 |
Source: Nassau County and Hempstead Town records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 460 BASTROP HWY S, 429, AUSTIN, TX 78741-4321 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BLAIR SERVICES |
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BLAIR SERVICES |
| Oct 2, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage BLAIR SERVICES OF AMERICA INC |
| Oct 21, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 13, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 2023-00058639 |
| Deed Book / Page | D14424 / 234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 27, 2026 |
| Property Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Document Number | 0000058287 |
| Book / Page | 48621 / 427 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202658287 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Document Number | 0000058287, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 48621/427 |
| Instrument | 202658287 |
| Name | BLAIR SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 27, 2026 |
| Property Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Document Number | 0000058284 |
| Book / Page | 48621 / 407 |
| Instrument Date | Jun 27, 2026 |
| Instrument | 202658284 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship, 153 |
| Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Document Number | 0000058284, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 48621/407 |
| Instrument | 202658284 |
| Name | BLAIR SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Oct 2, 2023 |
| Property Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Document Number | D144240234 |
| Book / Page | D14424 / 234 |
| Map Reference | MAP 603 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 2023-00058639 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,992.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 460 BASTROP HWY S APT 429, 429, AUSTIN, TX 78741-4321 |
| Document Number | 202300058640 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023-00058640 |
| Name | BLAIR SERVICES OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Oct 21, 2022 |
| Property Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Document Number | D143120456 |
| Book / Page | D14312 / 456 |
| Map Reference | MAP 603 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022-104614 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 292 E CHESTER ST, 292, VALLEY STREAM, NY 11580-4710 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6702 RIDGE BLVD # 6, 6, BROOKLYN, NY 11220-5250 |
| Document Number | 2022104615 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 2022-104615 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 292 E CHESTER ST, VALLEY STREAM, NY 11580-4710 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | M424380047 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | M42438/0047 |
| Instrument | 201700102542 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Jun 8, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 13 (PK - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494 (-9.69%) Land $201 Building $293 | $494,000 (-9.69%) | |
| 2025 | $10,720.00 (+15.77%) | $547 (-) Land $223 Building $324 | $547,000 (-) |
| 2023 | $9,260.00 Homeowner's exemption | $547 Land $223 Building $324 | $547,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 14 (1996–2023) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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