292 E 49th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 292 E 49th St, San Bernardino, CA 92404

Property Summary

Property Type	Quadplex
Details	1 bd · 1 ba · 2,412 sqft · built 1981
Lot Size	0.135 acres (5,860 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (May 2018)
Tax Bill	$5,697 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-125-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-125-06-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	4 Units
Stories	2 Stories
Building Area	2,412 sqft Total Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Quadruplex
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Flat
Lot Area	5,860 sqft (0.135 acres)
View / Lot	Average
Garage Type	Carport
Garage Area	1,080 sqft
Carport	Carport
Carport Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	292 E 49TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1175
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	TRACT NO 1834 SAN BERNARD1NO HE1GHTS LOT 8 BLK 20
Legal Subdivision	1834 SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	20
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1008
Census Tract	4505

Owner

292 E 49th St, a quadplex, is owned by an individual who bought it in May 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9301, RANCHO CUCAMONGA, CA 91701-8301
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 16, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
May 14, 2018	Grant Deed, Transfer · FHA Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Sep 16, 2005 · Amount on File
Deed Document Number	2018174728
Prior Transfer Date	Sep 26, 2002
Prior Transfer Doc	0000546129
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	292 E 49TH ST, SAN BERNARDINO, CA 92404-1175
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 E 49TH ST B, B, SAN BERNARDINO, CA 92404-1175

Mortgage

Document Number	0000189293
Date	May 23, 2022
Instrument	2022-0189293

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	292 E 49TH ST, SAN BERNARDINO, CA 92404-1175
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 E 49TH ST, SN BERNRDNO, CA 92404-1175

Mortgage

Document Number	0000351091
Date	Aug 4, 2021
Instrument	2021-0351091

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	292 E 49TH ST, SAN BERNARDINO, CA 92404-1175
Document Number	0000466584
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 E 49TH ST SAN BERNARDINO CA 924041175, SAN BERNARDINO, CA 92404-1175

Mortgage

Document Number	0000466584
Date	Nov 19, 2020
Instrument	466584

Lender

Name	PENNYMAC
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 14, 2018
Property Address	292 E 49TH ST, SAN BERNARDINO, CA 92404-1175
Document Number	0000174728
Map Reference	MB 26 PG 52
Instrument Date	Mar 20, 2018
Instrument	2018-0174728
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 FORMAN ST APT A, A, UPLAND, CA 91784-8629

Mortgage

Document Number	0000174729
Date	May 14, 2018
Instrument	2018-0174729

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 292 E 49th St was $5,697.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,629 (+2%) Land $104,453 Building $348,176
2025	$5,697.00	$443,754 Land $102,405 Building $341,349
2023	$6,432.00 (+17.98%)	$426,522 Land $98,428 Building $328,094
2022	$5,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 292 E 49th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 E 49th St is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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