292 Cottletown Rd, Smithville, TX 78957 Property Records

Bastrop County property record for 292 Cottletown Rd, Smithville, TX 78957

Property Summary

Property Type	Rural Home
Details	4,494 sqft · built 2022
Lot Size	14.3 acres (623,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,060,897 (Jun 2023)
Tax Bill	$15,557 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8722448`

Property Details

APN / Parcel Number

Primary APN	`R8722448`

Interior

Stories	2 Stories
Building Area	4,494 sqft Living Area
Gross Area	6,174 sqft
1st Floor Area	2,225 sqft
2nd Floor Area	2,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	623,169 sqft (14.3 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	1,179 sqft
Pole Barn	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	292 COTTLETOWN RD
City	SMITHVILLE
State	TX
Zip	78957-5181
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A21 COTTLE, SARAH,TRACT 13 FR, 14.306 ACRES
Legal Subdivision	COTTLE, SARAH
Legal Tract	13
Legal Block	3
Jurisdiction	BASTROP TX
Township / Civil Division	BASTROP
Census Block Group	3
Census Block	3044
Census Tract	950503

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 COTTLETOWN RD, SMITHVILLE, TX 78957-5181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Vendor's Lien, Subdivision Related Transfer · VA Mortgage USAA FSB
May 27, 2021	Vendor's Lien, Transfer CLASSIC BANK NA
Feb 28, 2018	Vendor's Lien, Transfer · Conventional Mortgage SOUTHSTAR BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	20239200
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jun 20, 2023
Property Address	292 COTTLETOWN RD, SMITHVILLE, TX 78957-5181
Document Number	0202309200
Map Reference	DOC 201802816
Instrument Date	Jun 20, 2023
Instrument	202309200
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2023
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 COTTLETOWN RD, SMITHVILLE, TX 78957-5181

Mortgage

Document Number	0202309201
Date	Jun 20, 2023
Instrument	202309201

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	May 27, 2021
Property Address	292 COTTLETOWN RD, SMITHVILLE, TX 78957-5181
Document Number	0202110896
Instrument Date	May 25, 2021
Instrument	202110896
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	AUSTIN TITLE COMPANY, AUSTIN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 FRIO LN, LEANDER, TX 78641-7832
Investor	Possibly a Property Investor

Mortgage

Date	May 27, 2021

Lender

Name	CLASSIC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Feb 28, 2018
Property Address	292 COTTLETOWN RD, SMITHVILLE, TX 78957-5181
Document Number	0201802816
Instrument Date	Feb 27, 2018
Instrument	201802816
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	AUSTIN TITLE COMPANY, AUSTIN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 CANYON VIEW RD, 00000

Mortgage

Document Number	0201802817
Date	Feb 28, 2018
Instrument	201802817

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 27, 2021

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Smithville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,557.00 (+30.73%)	$1,057,484 (+20.95%) Land $423,708 Building $633,776	$1,057,484 (+20.95%) Land $423,708 Building $633,776
2023	$11,900.00 (+145.26%)	$874,307 (+171.59%) Land $321,921 Building $552,386	$874,307 (+171.59%) Land $321,921 Building $552,386
2022	$4,852.00	$321,921 Land $321,921	$321,921 Land $321,921

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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