Coffee County property record for 292 Co Rd 431, Elba, AL 36323
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,836 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $676 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1401110000006004 |
| Primary APN | 1401110000006004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 1,836 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 612805 |
|---|---|
| Street Address | 292 COUNTY ROAD 431 |
| City | ELBA |
| State | AL |
| Zip | 36323-6526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG @ SW COR SEC 11 N 363.18 E 132.92 S 175.17 W 150TO POB CONT. 1.20 ACRES. |
| Legal Range | 20E |
| Legal Township | 4N |
| Legal Section | 11 |
| Jurisdiction | COFFEE AL |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 10400 |
Source: Coffee County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 292 COUNTY ROAD 431, ELBA, AL 36323-6526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COFFEE AL |
| Property Address | 292 COUNTY ROAD 431, ELBA, AL 36323-6526 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200A/109 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 200A/109 |
| Name | ALL IN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Coffee County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Coffee County |
| Unified School District | Coffee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 (+12.48%) | $20,440 (+12.31%) Land $1,258 Building $19,182 | $204,210 (+12.44%) Land $12,570 Building $191,640 |
| 2023 | $18,200 (-) | $181,620 (-) Land $12,010 Building $169,610 | |
| 2022 | $601.00 Homeowner's exemption | $18,200 | $181,620 Land $12,010 Building $169,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1990–1998) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Mar 1998 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 48% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BuzzBroadband Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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