292 Cliff Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 292 Cliff Rd, Lancaster, SC 29720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1971
Lot Size	0.775 acres (33,744 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (May 2019)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0069F-0C-012.00`

Property Details

APN / Parcel Number

Primary APN	`0069F-0C-012.00`
Alternative APN	`10397`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,804 sqft
Flooring	Tile

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,744 sqft (0.775 acres)
Lot Width	150 ft Width
Garage Type	Mixed
Garage Area	840 sqft
Porch	Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10397
Street Address	292 CLIFF RD
City	LANCASTER
State	SC
Zip	29720-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150X250 LIFE ESTATE
Legal Subdivision	LIFE ESTATE
Legal Block	6
Legal Lot Number	6
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1034
Census Tract	11002

Owner

Source: Lancaster County records · APN 0069F-0C-012.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	292 CLIFF RD, LANCASTER, SC 29720-9284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 10, 2019	Grant Deed, Transfer · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Deed Document Number	20196549
Deed Book / Page	1232 / 238
Prior Transfer Date	Dec 23, 2014
Prior Transfer Doc	0000017074
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	292 CLIFF RD, LANCASTER, SC 29720-9284
Transaction Type	Mortgage
Record Updated	Mar 04, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018171
Date	Sep 07, 2021
Book Page	4518/163
Instrument	2021018171

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 01, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	292 CLIFF RD, LANCASTER, SC 29720-9284
Document Number	0000013057
Instrument Date	Aug 01, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	292 CLIFF RD LANCASTER SC 297209284, LANCASTER, SC 29720-9284

Mortgage

Document Number	0000013057
Date	Aug 07, 2020
Book Page	004086/000123
Instrument	13057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	May 10, 2019
Property Address	292 CLIFF RD, LANCASTER, SC 29720-9284
Document Number	0000006549
Book / Page	001232 / 000238
Instrument Date	May 10, 2019
Instrument	6549
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$599.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	292 CLIFF RD LANCASTER SC 297209284, LANCASTER, SC 29720-9284

Mortgage

Document Number	6550
Date	May 10, 2019
Book Page	003735/000175
Instrument	6550

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (+9.35%)	$7,613 (+15%) Land $582 Building $7,031	$196,100 (+18.49%) Land $15,000 Building $181,100
2024	$1,016.00 (+0.49%)
2023	$1,011.00	$6,620 Land $600 Building $6,020	$165,500 Land $15,000 Building $150,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450570110021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Sep 2012, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Comporium	Cable	1,000 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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