Frederick County property record for 292 Chimney Cir, Middletown, VA 22645 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,460 sqft · built 2007 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $679,000 (Jan 2024) |
| Tax Bill | $3,603 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2024 Sale & Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 833-1-24 |
| Primary APN | 833-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,460 sqft Living Area |
| Gross Area | 6,408 sqft |
| 1st Floor Area | 1,896 sqft |
| Basement Area | 1,896 sqft |
| Unfinished Basement | 1,896 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 100,624 sqft (2.31 acres) |
| Terrain | Rolling |
| Garage Area | 704 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 180 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8042877 |
|---|---|
| Street Address | 292 CHIMNEY CIR |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-2180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHIMNEY HILL ESTATES L24S1 2.31 ACRES |
| Legal Subdivision | CHIMNEY HILL ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50700 |
Source: Frederick County records · APN 833-1-24
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 19, 2026 | Gift Deed, Transfer |
| Jan 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| Mar 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage CLEAREDGE LENDING LLC |
| Sep 07, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC |
| Feb 25, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY |
| Oct 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BENCHMARK MORTGAGE |
| Mar 16, 2020 | Warranty Deed, Transfer · Commercial Mortgage BANK OF CLARKE COUNTY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2024 · Amount on Record |
| Deed Sale | Jan 12, 2024 · Amount on Record |
| Prior Sale | Mar 14, 2023 · Amount on Record |
| Deed Document Number | 2024279 |
| Last Transfer Date | Feb 19, 2026 |
| Transfer Doc | 0000001571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 19, 2026 |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Document Number | 0000001571 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 260001571 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 12, 2024 |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Document Number | 0000000279 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 240000279 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Document Number | 0000000280 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 240000280 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 14, 2023 |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Document Number | 0000001996 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 230001996 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | OLD TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Document Number | 0000001997 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 230001997 |
| Name | CLEAREDGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000011225 |
|---|---|
| Date | Sep 07, 2022 |
| Instrument | 220011225 |
| Name | CITIZENS BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 09, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | OLD TOWNE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000088 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 180000088 |
| Name | US WIDE FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000002208 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 200002208 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006750 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 210006750 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | LEGACY TITLE, LEGACY PARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017565 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 210017565 |
| Name | BENCHMARK MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 16, 2020 |
| Property Address | 292 CHIMNEY CIR, MIDDLETOWN, VA 22645-2180 |
| Document Number | 0000002986 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 200002986 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000002987 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 200002987 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,603.00 (+10.42%) | $679,800 (-) Land $130,900 Building $548,900 | $679,800 (-) Land $130,900 Building $548,900 |
| 2025 | $3,263.00 (+118.55%) | $679,800 (+16.11%) Land $130,900 Building $548,900 | $679,800 (+16.11%) Land $130,900 Building $548,900 |
| 2024 | $1,493.00 (-5%) | ||
| 2023 | $2,986.00 | $585,500 Land $91,700 Building $493,800 | $585,500 Land $91,700 Building $493,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004, other causes |
| Wildfire Risk | Low above 34% of the US · above 57% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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