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292 Bugg St, West Point, MS 39773 Property Records

Clay County property record for 292 Bugg St, West Point, MS 39773 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,443 sqft · built 1985
Lot Size0.183 acres (7,997 sqft)
OwnerIndividual Name on File
Last Sale$123,962 (Aug 2022)
Tax Bill$615 (2025)
Deeds & MortgagesAug 2022 Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN082A410B 0010100

Property Details

APN / Parcel Number

Primary APN082A410B 0010100

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,443 sqft Finished Area
1st Floor Area1,160 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area7,997 sqft
Utility Building96 sqft

Location & Zoning

Street Address292 BUGG ST
CityWEST POINT
StateMS
Zip39773-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEWALL SUB LOT 6 DB 312/858
Legal Range06E
Legal Township17
Legal Section10
Legal SubdivisionSTONEWALL SUB
Legal Lot Number6
JurisdictionCLAY MS
Township / Civil Division4
Census Block Group3
Census Block3010
Census Tract950300

Owner

Source: Clay County records · APN 082A410B 0010100

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address292 BUGG ST, WEST POINT, MS 39773-2304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Warranty Deed, Transfer · FHA Mortgage
RENASANT BANK
Dec 17, 2021Quit Claim Deed, Transfer
Quitclaim
Feb 08, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleFeb 08, 2019
Deed Document Number20223989
Deed Book / Page312 / 858
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateAug 15, 2022
Property Address292 BUGG ST, WEST POINT, MS 39773-2304
Document Number000312/858
Book / Page312 / 858
Map ReferencePB 3 PG 48
Instrument DateAug 15, 2022
Instrument2022003989
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address556 MCCORD ST, WEST POINT, MS 39773-3296

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 BUGG ST, WEST POINT, MS 39773-2304

Mortgage

Document Number2022003990547116
DateAug 15, 2022
Instrument2022003990547116
Lender
NameRENASANT BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MS
Recording DateDec 17, 2021
Property Address292 BUGG ST, WEST POINT, MS 39773-2304
Document Number000310/269
Book / Page310 / 269
Map ReferencePB 3 PG 48
Instrument DateDec 14, 2021
Instrument2021006634
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4300 GOODFELLOW BLVD BLDG 105, 105, SAINT LOUIS, MO 63120-1703

Transferred To (Grantee/Buyer)

NameVerified Name
Address556 MCCORD ST, WEST POINT, MS 39773-3296

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCLAY MS
Recording DateFeb 08, 2019
Property Address292 BUGG ST, WEST POINT, MS 39773-2304
Document Number000300/774
Book / Page300 / 774
Instrument DateJan 18, 2019
Instrument2019000406
Transaction TypeForeclosure
Record UpdatedMar 09, 2023

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name
Address120 SEVEN CEDARS DR SE, HUNTSVILLE, AL 35802-1692

Transferred To (Grantee/Buyer)

NameVerified Name
Address4300 GOODFELLOW BLVD, SAINT LOUIS, MO 63120-1706

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
MunicipalityWest Point City
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$615.00 (-55.01%)$10,987 (-) Land $945 Building $10,042$73,246 (-) Land $6,300 Building $66,946
2024$10,987 (+20.29%) Land $945 Building $10,042$73,246 (+20.29%) Land $6,300 Building $66,946
2023$1,367.00 (+1.11%) Additional exemption filed$9,134 Land $945 Building $8,189$60,892 Land $6,300 Building $54,592
2022$1,352.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
1 of 11 on primary residences
Nearby Flood Claims21 (1983–2019)
Claims Outside the SFHA19 of 21
Most Recent ClaimApr 2019, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2019), 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding (Apr 2011), 11 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 10% of Mississippi
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the West Point Central City Historic District
listed 1982 · 90 contributing resources · NRIS 82003099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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