292 Beech Ave, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 292 Beech Ave, Melrose, MA 02176

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,588 sqft · built 1998
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on Record
Last Sale$517,000 (Nov 2019)
Tax Bill$8,183 (2026)
Deeds & MortgagesDec 2023 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMELR M:0G6 P:0000083

Property Details

APN / Parcel Number

Primary APNMELR M:0G6 P:0000083

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,588 sqft Living Area
Gross Area2,437 sqft
Basement Area1,176 sqft
Unfinished Basement764 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address292 BEECH AVE
CityMELROSE
StateMA
Zip02176-5029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
JurisdictionMELROSE MA
Township / Civil DivisionMELROSE
Census Block Group6
Census Block6010
Census Tract336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address292 BEECH AVE, MELROSE, MA 02176-5029
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ROCKET MORTGAGE
Nov 8, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2019 · Amount on Record
Deed SaleNov 8, 2019 · Amount on Record
Prior SaleApr 26, 2004
Deed Document Number2019174746
Deed Book / Page73615 / 340
Prior Transfer DateNov 1, 2019
Prior Transfer Doc73615-340
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMELROSE MA
Property Address292 BEECH AVE, MELROSE, MA 02176-5029
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082300-348
DateDec 12, 2023
Book Page82300/348
Instrument141561
Lender
NameROCKET MORTGAGE
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term253 Months
DueJan 1, 2045

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMELROSE MA
Recording DateNov 8, 2019
Property Address292 BEECH AVE, MELROSE, MA 02176-5029
Document Number73615-340
Book / Page73615 / 340
Instrument DateNov 1, 2019
Instrument174746
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 BEECH AVE, MELROSE, MA 02176-5029

Mortgage

Document Number174749
DateNov 8, 2019
Instrument174749
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityMelrose City
Unified School DistrictMelrose School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,183.00 (+11,933.82%)$713,400 (+3.74%) Land $428,700 Building $284,700$758,894 (+11.99%)
2025$68.00 (-98.95%)$687,700 (+5.54%) Land $428,700 Building $259,000$677,635
2024$6,470.00 (+2.24%)$651,600 (+7.29%) Land $401,100 Building $250,500
2023$6,328.00$607,300 Land $373,400 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1978–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELROSE WATER DIVISION (MWRA)
serves 29,938 people · EPA ID MA3178000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Netafy
Fixed Wireless
476 / 106
T-Mobile
Fixed Wireless
100 / 20

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