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292 Beachside Dr, Panama City Beach, FL 32413 Property Records

Bay County property record for 292 Beachside Dr, Panama City Beach, FL 32413

Property Summary

Property TypeSingle Family Home
Details6 bd · 8 ba · 3,908 sqft · built 1999
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on File
Last Sale$2,250,000 (Oct 2008)
Tax Bill$44,699 (2025)
Deeds & MortgagesJul 2021 Document
Aug 2020 Transfer
Flood ZoneZone VE (high risk)
APN36459-328-000

Property Details

APN / Parcel Number

Primary APN36459-328-000

Interior

Bedrooms6 Beds
Full Baths8 Baths
Stories3 Stories
Building Area3,908 sqft Living Area
Gross Area4,288 sqft
1st Floor Area1,300 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions300 ft deep x 40 ft wide
Garage TypeAttached
Garage Area380 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area1,329 sqft
Deck Area445 sqft
Lawn SprinklersLawn Sprinklers
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address292 BEACHSIDE DR
CityPANAMA CITY BEACH
StateFL
Zip32413-1056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC22
Legal DescriptionCARILLON BEACH PHASE VIII M6A2 LOT 9 BLK P ORB 4441 P 46
Legal Range17W
Legal Township03S
Legal Section06
Legal SubdivisionCARILLON BEACH PHASE VIII
Legal Phase8
Legal BlockP
Legal Lot Number9
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1007
Census Tract2707

Owner

292 Beachside Dr is owned by an individual who acquired it in July 2021.

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address237 27TH ST, MANHATTAN BEACH, CA 90266-2115
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021
Aug 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2008 · Amount on File
Deed SaleOct 8, 2008 · Amount on File
Prior SaleAug 2, 2005 · Amount on File
Deed Document Number200862603
Deed Book / Page3094 / 813
Last Transfer DateJul 14, 2021
Transfer Doc0044410046
Record UpdatedJun 8, 2026

July 2021:

JurisdictionBAY FL
Recording DateJul 30, 2021
Property Address292 BEACHSIDE DR, PANAMA CITY BEACH, FL 32413-1056
Document Number0044410046
Book / Page4441 / 46
Map ReferenceMB 16 PG 49
Instrument DateJul 14, 2021
Instrument2021058609
Record UpdatedJul 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address108 SPENCER AVE, 108, SAUSALITO, CA 94965-2051

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1711 WEBSTER ST, PALO ALTO, CA 94301-3854

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 10, 2020
Property Address292 BEACHSIDE DR, PANAMA CITY BEACH, FL 32413-1056
Document Number0042842184
Book / Page004284 / 002184
Instrument DateJul 30, 2020
Instrument52259
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1711 WEBSTER ST PALO ALTO CA 943013854, PALO ALTO, CA 94301-3854

Tax Assessment & Valuation

The 2025 property tax bill for 292 Beachside Dr was $44,699, up 2.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,699.00 (+2.87%)$3,542,096$3,758,180 Land $1,990,500 Building $1,767,680
2024$43,452.00 (+4.31%)
2023$41,657.00 (+24.65%)$3,842,529 (+22.62%) Land $1,928,824 Building $1,913,705$3,842,529 (+22.62%) Land $1,928,824 Building $1,913,705
2022$33,420.00$3,133,583 Land $1,302,104 Building $1,831,479$3,133,583 Land $1,302,104 Building $1,831,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 Beachside Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 747 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,444 units insured
incl. 697 condo units
Nearby Flood Claims47 (1995–2026)
Claims Outside the SFHA20 of 47
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 16 claims
  • Hurricane Michael, Oct 2018 · 5 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Beachside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: WOW Internet, Cable & Phone.

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