292 Bay Point Rd, Georgetown, ME 04548 Property Records

Sagadahoc County and Georgetown Town property record for 292 Bay Point Rd, Georgetown, ME 04548

Property Summary

Property Type	Single Family Home
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,500 (Jul 2022)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`GEON M:05R L:006-A`

Property Details

APN / Parcel Number

Primary APN	`GEON M:05R L:006-A`
Alternative APNs	`M:05R L:006=A` `120`

Exterior

Architectural Style	Multi-Family
Lot Area	156,816 sqft (3.6 acres)

Location & Zoning

Account Number	120
Street Address	292 BAY POINT RD
City	GEORGETOWN
State	ME
Zip	04548-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	6-A
Jurisdiction	GEORGETOWN ME
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4034
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Georgetown Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	292 BAY POINT RD, GEORGETOWN, ME 04548-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FSLA
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Dec 16, 2008
Deed Document Number	20224676
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN ME
Recording Date	Jul 11, 2022
Property Address	292 BAY POINT RD, GEORGETOWN, ME 04548-3509
Document Number	0000004676
Instrument Date	Jul 8, 2022
Instrument	2022R-04676
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	292 BAY POINT RD, GEORGETOWN, ME 04548-3509

Mortgage

Document Number	0000004677
Date	Jul 11, 2022
Instrument	2022R-04677

Lender

Name	FIRST FSLA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 8, 2027
Max Rate At Change	2.08%
Index	1-Year CMT

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN ME
Recording Date	Oct 15, 2020
Property Address	292 BAY POINT RD, GEORGETOWN, ME 04548-3509
Document Number	0000007976
Instrument Date	Oct 13, 2020
Instrument	7976
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	78 MARRTOWN RD GEORGETOWN ME 045483417, GEORGETOWN, ME 04548-3417

Tax Assessment & Valuation

Source: Sagadahoc County and Georgetown Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Georgetown Town
Unified School District	Georgetown (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,257.00 (+4.32%)	$518,600 (-) Land $180,400 Building $338,200
2024	$3,122.00 (+12.3%)	$518,600 (+64.9%) Land $180,400 Building $338,200
2022	$2,780.00	$314,500 Land $100,200 Building $214,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Axiom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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