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292 Avawam Dr, Richmond, KY 40475 Property Records

Madison County property record for 292 Avawam Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2,964 sqft
OwnerIndividual Name on Record
Last Sale$649,000 (Nov 2024)
Tax Bill$6,120 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0025-0000-0049

Property Details

APN / Parcel Number

Primary APN0025-0000-0049
Alternative APNs
  • 102447
  • 139715
  • 45041

Interior

Stories2 Stories
Building Area2,964 sqft Living Area

Exterior

Exterior MaterialStucco
Garage TypeBasement

Location & Zoning

Account Number45041
Street Address292 AVAWAM DR
CityRICHMOND
StateKY
Zip40475-9197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOONES TRACE LOT 49 SEC 3
Legal SubdivisionBOONES TRACE
Legal Lot Number49
JurisdictionMADISON KY
Township / Civil DivisionBOONESBOROUGH-WHITE HALL
Census Block Group3
Census Block3001
Census Tract10103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address292 AVAWAM DR, RICHMOND, KY 40475-9197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK & TRUST CO
Jun 24, 2019Deed, Transfer · Conventional Mortgage
WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2024 · Amount on Record
Deed SaleNov 4, 2024 · Amount on Record
Prior SaleJun 24, 2019 · Amount on Record
Deed Document Number2014230256
Deed Book / PageD859 / 462
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address292 AVAWAM DR, RICHMOND, KY 40475-9197
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 AVAWAM DR, RICHMOND, KY 40475-9197

Mortgage

Document Number0M2182/418
DateAug 12, 2022
Book PageM2182/418
Instrument2014106395
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 3, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 24, 2019
Property Address292 AVAWAM DR, RICHMOND, KY 40475-9197
Document NumberD00775/086
Book / PageD00775 / 086
Map ReferenceCAB 6 PG 62
Instrument DateJun 13, 2019
Instrument2013994456
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3208 PENBROKE PL, 3208, LEXINGTON, KY 40509-2016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address292 AVAWAM DR, RICHMOND, KY 40475-9197

Mortgage

Document Number2013994457
DateJun 24, 2019
Instrument2013994457
Lender
NameWEICHERT FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,120.00 (+68.27%) Additional exemption filed$649,000 (+73.07%)$649,000 (+73.07%)
2023$3,637.00$375,000$375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
Also Mapped HereKENTUCKY-AMERICAN WATER CO
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Avawam Dr

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