Allegan County property record for 292 4th St, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1987 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,000 (Jan 2024) |
| Tax Bill | $877 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-026-003-10 |
| Primary APN | 08-026-003-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Lot Area | 57,499 sqft (1.32 acres) |
| Lot Dimensions | 170 ft deep x 315 ft wide |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 292 4TH ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THAT PT OF THE FOLL THAT LIES IN SEC 26 COM AT E 1/4 PST OF SEC 27 TH W 330' TH S 186.62' TO POB THIS DESC TH S 79 DEG 50' 40 E 584.32' TH S 23 DEG 07' W 315' ALG C/L 4TH ST TH N 66 DEG 53' W 490.92' TH N 200' TO POB SEC 26 T1N R11W (83) |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 26 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 32100 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 292 4TH ST, PLAINWELL, MI 49080-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Aug 3, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Feb 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Feb 13, 2019 · Amount on Record |
| Deed Document Number | 2024745 |
| Deed Book / Page | 4915 / 414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 292 4TH ST, PLAINWELL, MI 49080-9547 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 292 4TH ST, PLAINWELL, MI 49080-9547 |
| Document Number | 005079/621 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 5079/621 |
| Instrument | 2025016983 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 18, 2024 |
| Property Address | 292 4TH ST, PLAINWELL, MI 49080-9547 |
| Document Number | 004915/414 |
| Book / Page | 4915 / 414 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 2024000745 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,392.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 210 FLETCHER AVE, KALAMAZOO, MI 49006-4334 |
| Document Number | 2024000746 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024000746 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 292 4TH ST, PLAINWELL, MI 49080-9547 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 004269/608 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 4269/608 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 13, 2019 |
| Property Address | 292 4TH ST, PLAINWELL, MI 49080-9547 |
| Document Number | 004321/060 |
| Book / Page | 4321 / 060 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,849.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 292 4TH ST, 292, PLAINWELL, MI 49080-9547 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3572 EDMONTON TRL, WAYLAND, MI 49348-1445 |
| Document Number | 0000432164 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 4321/64 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,600 (-68.06%) Land $26,600 Building $10,000 | $73,200 (-68.06%) Land $53,200 Building $20,000 | |
| 2025 | $877.00 (-71.85%) | ||
| 2023 | $114,600 Land $14,900 Building $99,700 | $229,200 Land $29,800 Building $199,400 | |
| 2022 | $3,115.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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