29196 Tulip Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29196 Tulip Ln, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 1991
Lot Size	0.122 acres (5,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2021)
Tax Bill	$3,399 (2024)
Deeds & Mortgages	Aug 2023 Second Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00267280-000000`

Property Details

APN / Parcel Number

Primary APN	`00267280-000000`
Alternative APNs	`15662900267280000000` `1338923`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	864 sqft
Basement Area	624 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,320 sqft (0.122 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Porch	Florida Room
Porch Area	582 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1338923
Street Address	29196 TULIP LN
City	BIG PINE KEY
State	FL
Zip	33043-6018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ACCC
Legal Description	BK 11 LT 24 EDEN PINES COLONY PB4-158 OR430-663 OR487-419 OR506-1033 OR1118-67 OR1118-68 OR1118-69 OR1118-70 OR1121-1888 OR1255-1917 OR1452-1629 OR1487-1447 OR1928-021 OR1928-2052 OR1961-299 OR2046-767 OR2889-1556 OR2999-1656 OR3099-2089 OR3112-1673
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	11
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1087
Census Tract	971402

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29196 TULIP LN, BIG PINE KEY, FL 33043-6018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 15, 2021	Warranty Deed, Transfer · Seller Carry-Back ROBERT SPRINGER
May 24, 2021	Warranty Deed, Transfer · Commercial Mortgage RICKY SMITH
Dec 18, 2019	Warranty Deed, Construction Loan ROBERT J SPRINGER
Jan 31, 2018	Warranty Deed, Transfer TRUE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20212330203
Deed Book / Page	3112 / 1673
Transfer Doc	1487001447
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29196 TULIP LN, BIG PINE KEY, FL 33043-6018
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29196 TULIP LN, BIG PINE KEY, FL 33043-6018

Mortgage

Document Number	0032371977
Date	Aug 8, 2023
Book Page	3237/1977
Instrument	2427893

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 15, 2021
Property Address	29196 TULIP LN, BIG PINE KEY, FL 33043-6018
Document Number	0031121673
Book / Page	3112 / 1673
Map Reference	MB 5 PG 59
Instrument Date	Jul 13, 2021
Instrument	2330203
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27377 CAYMAN LN, 27377, SUMMERLAND KEY, FL 33042-5446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	531 AVENUE D APT 3, 3, KEY WEST, FL 33040-5545

Mortgage

Document Number	31121675
Date	Jul 15, 2021
Instrument	3112/1675

Lender

Name	ROBERT SPRINGER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 24, 2021
Property Address	29196 TULIP LN, BIG PINE KEY, FL 33043-6018
Document Number	0030992089
Book / Page	3099 / 2089
Map Reference	MB 4 PG 158
Instrument Date	May 21, 2021
Instrument	2321308
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29049 GERANIUM DR, BIG PINE KEY, FL 33043-6016

Mortgage

Document Number	30992091
Date	May 24, 2021
Instrument	3099/2091

Lender

Name	RICKY SMITH
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jun 21, 2021

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 18, 2019
Property Address	29196 TULIP LN, BIG PINE KEY, FL 33043-6018
Document Number	0029991656
Book / Page	002999 / 001656
Instrument Date	Dec 3, 2019
Instrument	2248767
Transaction Type	Construction Loan
Record Updated	Jan 16, 2020
Title Company	TRUE TITLE, TRUETITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29196 TULIP LN BIG PINE KEY FL 330436018, BIG PINE KEY, FL 33043-6018

Mortgage

Document Number	29991658
Date	Dec 18, 2019
Book Page	002999/001658
Instrument	2248768

Lender

Name	ROBERT J SPRINGER
Address	BIG PINE KEY, FL 33043
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 17, 2029

Interest

Rate	18%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 31, 2018
Property Address	29196 TULIP LN, BIG PINE KEY, FL 33043-6018
Document Number	0028891556
Book / Page	002889 / 001556
Instrument Date	Jan 26, 2018
Instrument	2153290
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Tax	$204.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29049 GERANIUM DR BIG PINE KEY FL 330436016, BIG PINE KEY, FL 33043-6016

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,925 (+5.99%)	$429,931 (-5.6%) Land $271,320 Building $158,611
2024	$3,399.00 (+5.1%)
2023	$3,234.00 (+2.7%) Homeowner's exemption	$332,990 (+3%)	$455,427 (+40.87%) Land $309,305 Building $146,122
2022	$3,149.00 Homeowner's exemption	$323,292 Land $230,622 Building $92,670	$323,292 Land $230,622 Building $92,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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