Routt County property record for 29195 River Dr, Clark, CO 80428 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 2,065 sqft · built 1972 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $735,000 (Oct 2025) |
| Tax Bill | $3,283 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Sep 2025 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0162624 |
| Primary APN | R0162624 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,065 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Lot Area | 51,401 sqft (1.18 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0162624 |
|---|---|
| Street Address | 29195 RIVER DR |
| City | CLARK |
| State | CO |
| Zip | 80428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 BLK 2 ELK RIDGE HOMESITES SUBD TOTAL: 1.18 AC |
| Legal Range | 85 |
| Legal Township | 09 |
| Legal Section | 03 |
| Legal Subdivision | ELK RIDGE HOMESITES SUBD |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | ROUTT CO |
| Township / Civil Division | STEAMBOAT SPRINGS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 100 |
Source: Routt County records · APN R0162624
Assessment roll updated March 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3350 COLUMBINE DR, 509, STEAMBOAT SPRINGS, CO 80487-2415 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Sep 02, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Nov 03, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY |
| Sep 17, 2007 | Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB |
| Nov 30, 2012 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 24, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage XPERT HOME LENDING INC |
| Nov 30, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage 1ST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Nov 03, 2005 · Amount on Record |
| Deed Document Number | 2025864291 |
| Prior Transfer Date | Nov 21, 2022 |
| Prior Transfer Doc | 0000842481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000801437 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 801437 |
| Name | ALPINE BANK |
|---|---|
| Type | Mortgage Company |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 25, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 29195 RIVER DR, CLARK, CO 80428 |
| Document Number | 0000862965 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 862965 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000789461 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 789461 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000628443 |
|---|---|
| Date | Nov 03, 2005 |
| Instrument | 628443 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000664007 |
|---|---|
| Date | Sep 17, 2007 |
| Instrument | 664007 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 01, 2014 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROUTT CO |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000731919 |
|---|---|
| Date | Nov 30, 2012 |
| Instrument | 731919 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2042 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Oct 24, 2025 |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Document Number | 0000864291 |
| Map Reference | DOC 6686 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 864291 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | GUARANTEED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3350 COLUMBINE DR UNIT 509, 509, STEAMBOAT SPRINGS, CO 80487-2415 |
| Document Number | 0000864292 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 864292 |
| Name | XPERT HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROUTT CO |
| Recording Date | Nov 30, 2022 |
| Property Address | 29195 RIVER DR, CLARK, CO 80428 |
| Document Number | 0000842481 |
| Map Reference | FILE 6686 |
| Instrument Date | Nov 21, 2022 |
| Instrument | 842481 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29195 RIVER DR, CLARK, CO 80428 |
| Name | Verified Name |
|---|---|
| Address | 29195 RIVER DR, CLARK, CO 80428 |
| Document Number | 0000842482 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 842482 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
Source: Routt County records · Assessment roll updated March 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Routt County |
| Unified School District | Steamboat Springs School District RE-2 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,283.00 (+3.76%) | $78,360 (+21.89%) Land $9,870 Building $68,490 | $1,111,540 (+15.84%) Land $140,000 Building $971,540 |
| 2024 | $3,164.00 (+4.8%) | $64,290 (-) Land $9,120 Building $55,170 | $959,550 (-) Land $136,190 Building $823,360 |
| 2023 | $3,019.00 (+18.49%) | $64,290 (+59.29%) Land $9,120 Building $55,170 | $959,550 (+65.23%) Land $136,190 Building $823,360 |
| 2022 | $2,548.00 | $40,360 Land $5,560 Building $34,800 | $580,730 Land $80,000 Building $500,730 |
Source: FEMA National Flood Hazard Layer, Routt County (08107C), updated November 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081070001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | High above 79% of the US · above 81% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 301 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Luminate Fiber | Fiber | 1,000 / 1,000 |
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