2919 Towne Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2919 Towne Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,942 sqft · built 1995
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,900 (Sep 2020)
Tax Bill	$8,421 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-001-030.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-001-030.000-018`
Alternative APNs	`291308001030000034` `1713080001030000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,942 sqft Living Area
Gross Area	6,917 sqft
1st Floor Area	5,421 sqft
2nd Floor Area	1,589 sqft
Basement Area	1,916 sqft
Finished Basement	1,437 sqft
Unfinished Basement	479 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Construction Type	Brick
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	153 ft deep x 221 ft wide
Garage Type	Attached
Garage Area	1,496 sqft
Parking Spaces	3 Parking Spaces
Pool Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2919 TOWNE DR
City	CARMEL
State	IN
Zip	46032-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .80, SECTION 8, TOWNSHIP 17, RANGE 3, PINE LAKE ESTATES, LOT 26
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	PINE LAKE ESTATES
Legal Lot Number	26
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2030
Census Tract	111103

Owner

Source: Hamilton County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2919 TOWNE DR, CARMEL, IN 46032-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Oct 31, 2016
Deed Document Number	202063930
Prior Transfer Date	Nov 28, 2011
Prior Transfer Doc	0000003432
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 30, 2026
Property Address	2919 TOWNE DR, CARMEL, IN 46032-9751
Document Number	0000034445
Instrument Date	Jul 16, 2026
Instrument	202634445
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 TOWNE DR, CARMEL, IN 46032-9751

Mortgage

Document Number	0000034445,
Date	Jul 30, 2026
Instrument	202634445

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 15, 2020
Property Address	2919 TOWNE DR, CARMEL, IN 46032-9751
Document Number	2020063930
Map Reference	MB 15 PG 53-56
Instrument Date	Sep 10, 2020
Instrument	2020063930
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 TOWNE DR, CARMEL, IN 46032-9751

Mortgage

Document Number	2020063931
Date	Sep 15, 2020
Instrument	2020063931

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$824,000 (+12.69%) Land $190,000 Building $634,000	$824,000 (+12.69%) Land $190,000 Building $634,000
2024	$8,421.00 (+13.61%)	$731,200 (+14.66%) Land $190,000 Building $541,200	$731,200 (+14.66%) Land $190,000 Building $541,200
2023	$7,412.00 (+0.49%) Homeowner's exemption	$637,700 (+3.24%) Land $190,000 Building $447,700	$637,700 (+3.24%) Land $190,000 Building $447,700
2022	$7,376.00 Homeowner's exemption	$617,700 Land $190,000 Building $427,700	$617,700 Land $190,000 Building $427,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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