2919 Laurel Valley Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 2919 Laurel Valley Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,464 sqft · built 1960
Lot Size	27.2 acres (1,187,010 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2016)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9860-25-9538`

Property Details

APN / Parcel Number

Primary APN	`9860-25-9538`
Alternative APNs	`9860259538 0015584` `15584`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Heated Area
1st Floor Area	984 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,187,010 sqft (27.2 acres)
Garage Area	704 sqft

Exterior Amenities

Porch	Patio
Porch Area	214 sqft
Deck Area	297 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Street Address	2919 LAUREL VALLEY RD
City	MARS HILL
State	NC
Zip	28754-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	25
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1023
Census Tract	10100

Owner

Source: Madison County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2919 LAUREL VALLEY RD, MARS HILL, NC 28754-6734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Nov 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 25, 2018	Quit Claim Deed, Transfer · Conventional with PMI FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016 · Amount on Record
Deed Sale	Sep 28, 2016 · Amount on Record
Prior Sale	Jan 19, 1995
Deed Book / Page	617 / 280
Last Transfer Date	Sep 19, 2018
Transfer Doc	0006570736
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Recording Date	Sep 1, 2026
Property Address	2919 LAUREL VALLEY RD, MARS HILL, NC 28754-6734
Document Number	0000362990
Book / Page	841 / 40
Instrument Date	Aug 27, 2026
Instrument	2026362990
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 LAUREL VALLEY RD, MARS HILL, NC 28754-6734

Mortgage

Document Number	0000362990,
Date	Sep 1, 2026
Book Page	841/40
Instrument	2026362990

Lender

Name	HOMETRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2051

Interest

Rate	6.75%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	2919 LAUREL VALLEY RD, MARS HILL, NC 28754-6734
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007420194
Date	Feb 4, 2022
Book Page	742/194
Instrument	345351

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARSHALL, NC 28753

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	2919 LAUREL VALLEY RD, MARS HILL, NC 28754-6734
Document Number	0006850692
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 LAUREL VALLEY RD MARS HILL NC 287546734, MARS HILL, NC 28754-6734

Mortgage

Document Number	0006850692
Date	Mar 9, 2020
Book Page	000685/000692
Instrument	335744

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Nov 18, 2019
Property Address	2919 LAUREL VALLEY RD, MARS HILL, NC 28754-6734
Document Number	0006790243
Book / Page	000679 / 000243
Instrument Date	Nov 18, 2019
Instrument	334566
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 LAUREL VALLEY RD MARS HILL NC 287546734, MARS HILL, NC 28754-6734

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Sep 25, 2018
Property Address	2919 LAUREL VALLEY RD, MARS HILL, NC 28754-6734
Document Number	0006570736
Book / Page	000657 / 000736
Instrument Date	Sep 19, 2018
Instrument	330453
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2919 LAUREL VALLEY RD MARS HILL NC 287546734, MARS HILL, NC 28754-6734

Mortgage

Document Number	6570739
Date	Sep 25, 2018
Book Page	000657/000739
Instrument	330454

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00	$416,551 (-) Land $190,073 Building $226,478	$416,551 (-) Land $190,073 Building $226,478
2024	$2,054.00	$416,551 (+99.86%) Land $190,073 Building $226,478	$416,551 (+99.86%) Land $190,073 Building $226,478
2023		$208,421 Land $139,983 Building $68,438	$208,421 Land $139,983 Building $68,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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