2919 Highland Gap Rd, Scaly Mountain, NC 28775 Property Records

Macon County property record for 2919 Highland Gap Rd, Scaly Mountain, NC 28775

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,100 sqft · built 2008
Lot Size	6.7 acres (291,852 sqft)
Owner	Trust Name on File
Tax Bill	$7,045 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7409100273`

Property Details

APN / Parcel Number

Primary APN	`7409100273`
Alternative APNs	`0645143` `136676`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,100 sqft Heated Area
1st Floor Area	2,550 sqft
Upper Floors Area	2,550 sqft
Basement Area	2,550 sqft
Finished Basement	2,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	291,852 sqft (6.7 acres)
Terrain	Rolling
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,814 sqft
Deck Area	1,456 sqft
Patio Area	1,456 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	136676
Street Address	2919 HIGHLAND GAP RD
City	SCALY MOUNTAIN
State	NC
Zip	28775-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 9 REVISED RATTLESNAKE RIDGE HIGHLAND GAP
Legal Subdivision	HIGHLAND GAP
Legal Lot Number	9
Jurisdiction	MACON NC
Township / Civil Division	FLATS
Census Block Group	4
Census Block	4099
Census Tract	970600

Owner

Source: Macon County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	2919 HIGHLAND GAP RD, SCALY MOUNTAIN, NC 28775-9628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 25, 2018	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2919 HIGHLAND GAP RD, SCALY MOUNTAIN, NC 28775-9628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	N39/0371
Date	Oct 28, 2019
Book Page	N-39/0371
Instrument	2019007320

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2919 HIGHLAND GAP RD, SCALY MOUNTAIN, NC 28775-9628
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V38/0621
Date	Sep 25, 2018
Book Page	V-38/0621
Instrument	2018006630

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2919 HIGHLAND GAP RD, SCALY MOUNTAIN, NC 28775-9628
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	N38/2311
Date	Apr 25, 2018
Book Page	N-38/2311
Instrument	2018002702

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.05%
Index	1-Year LIBOR
Max Rate	9.05%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2919 HIGHLAND GAP RD, SCALY MOUNTAIN, NC 28775-9628
Transaction Type	Mortgage
Record Updated	Jul 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R38/0925
Date	Jul 6, 2018
Book Page	R-38/0925
Instrument	2018004578

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,221,190 (+4.4%) Land $199,120 Building $2,022,070	$2,221,190 (+4.4%) Land $199,120 Building $2,022,070
2025	$7,045.00 (+1.79%)
2023	$6,921.00	$2,127,490 Land $199,120 Building $1,928,370	$2,127,490 Land $199,120 Building $1,928,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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