2919 Gibson St, Midland, MI 48640 Property Records

Midland County property record for 2919 Gibson St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,174 sqft · built 1973
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-05-50-236`

Property Details

APN / Parcel Number

Primary APN	`14-05-50-236`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	1,174 sqft
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	145 ft deep x 82 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2919 GIBSON ST
City	MIDLAND
State	MI
Zip	48640-2489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 12 MARDENS PLAT
Legal Subdivision	MARDENS PLAT
Legal Lot Number	12
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2007
Census Tract	291000

Owner

Source: Midland County records · APN 14-05-50-236

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2919 GIBSON ST, MIDLAND, MI 48640-2489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2919 GIBSON ST, MIDLAND, MI 48640-2489
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 GIBSON ST, MIDLAND, MI 48640-2489

Mortgage

Document Number	1638/913
Date	Oct 16, 2020
Book Page	1638/913

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,400	$182,800
2025	$2,720.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	92 (1986–2020)
Claims Outside the SFHA	15 of 92
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 75 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 11 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 160 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MIDLAND serves 42,547 people
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.