2919 Flat Rock Rd, Graham, TX 76450 Property Records

Young County property record for 2919 Flat Rock Rd, Graham, TX 76450

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,792 sqft · built 1980
Lot Size6.01 acres (261,796 sqft)
Owner2 Individual Names on File
Last Sale$129,700 (Jul 2021)
Tax Bill$2,102 (2026)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN00975-0013-0000

Property Details

APN / Parcel Number

Primary APN00975-0013-0000
Alternative APN
  • 6850

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,792 sqft Living Area
Gross Area1,912 sqft
1st Floor Area1,792 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area261,796 sqft (6.01 acres)
PorchPorch
Porch Area120 sqft
Patio Area120 sqft

Location & Zoning

Street Address2919 FLAT ROCK RD
CityGRAHAM
StateTX
Zip76450-6549
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionMOUNTAIN TOP - BLK 13, A-1794
Legal SubdivisionMOUNTAIN TOP ESTATES
Legal Block13
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2044
Census Tract950401

Owner

2919 Flat Rock Rd, a rural home, is owned and occupied by two individuals who bought it in July 2021.

Source: Young County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 232, GRAHAM, TX 76450-0232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2021 · Amount on File
Deed SaleJul 23, 2021 · Amount on File
Prior SaleAug 22, 2013 · Amount on File
Deed Document Number20212439
Prior Transfer DateJul 16, 2021
Prior Transfer Doc0000002439
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionYOUNG TX
Recording DateJul 23, 2021
Property Address2919 FLAT ROCK RD, GRAHAM, TX 76450-6549
Document Number21002439
Map ReferenceVOL 614 PG 776
Instrument DateJul 16, 2021
Instrument21002439
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyPRIORITY TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2919 FLAT ROCK RD, GRAHAM, TX 76450-6549

Mortgage

Document Number21002440
DateJul 23, 2021
Instrument21002440
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2919 Flat Rock Rd was $2,102 with a homeowner's exemption, up 130.2% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,102.00 (+130.23%) Homeowner's exemption$111,175 (-9.86%)$125,930 (+2.1%) Land $68,970 Building $56,960
2025$913.00 Homeowner's exemption$123,340 Land $68,970 Building $54,370$123,340 Land $68,970 Building $54,370
2023$95,290 Land $45,980 Building $49,310$95,290 Land $45,980 Building $49,310
2022$1,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2919 Flat Rock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2919 Flat Rock Rd is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 87% of Texas
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BELKNAP WSC
serves 8,070 people · EPA ID TX2520007
Water SourcePurchased surface water from CITY OF GRAHAM
Last State InspectionApr 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
New Source Broadband
Fixed Wireless
100 / 50

May also be available: Cirra Networks, Nextlink.

Cell Coverage

No cell data coverage reported

Nearby Properties on Flat Rock Rd

Nearby Streets

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