Osceola County property record for 2919 Christy Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,648 sqft · built 1989 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jul 2016) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 86580 |
| Primary APN | 86580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Heated Area |
| Gross Area | 2,330 sqft |
| 1st Floor Area | 732 sqft |
| Upper Floors Area | 916 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Finished |
| Garage Area | 252 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 378 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 658 sqft |
| Deck Area | 502 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 86580 |
|---|---|
| Street Address | 2919 CHRISTY LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR1A |
| Legal Description | C JS LANDING PB 5 PG 99 LOT 7 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CJ S LANDING |
| Legal Tract | 2821 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43207 |
2919 Christy Ln is owned and occupied by an individual who bought it in July 2016.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2919 CHRISTY LN, SAINT CLOUD, FL 34772-7698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2016 · Amount on File |
| Deed Sale | Jul 5, 2016 · Amount on File |
| Prior Sale | Jul 26, 2012 · Amount on File |
| Deed Document Number | 2016101532 |
| Deed Book / Page | 4986 / 2045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2919 CHRISTY LN, SAINT CLOUD, FL 34772-7698 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2919 CHRISTY LN, SAINT CLOUD, FL 34772-7698 |
| Document Number | 0058630715 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5863/715 |
| Instrument | 2021000055 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 2919 Christy Ln was $2,880 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 Homeowner's exemption | $181,171 | $260,900 Land $70,000 Building $190,900 |
| 2023 | $2,835.00 (+7.22%) Homeowner's exemption | $170,938 (+3%) | $217,800 (+14.39%) Land $50,000 Building $167,800 |
| 2022 | $2,644.00 Homeowner's exemption | $165,960 | $190,400 Land $45,000 Building $145,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2919 Christy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2919 Christy Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| CenturyLink DSL | 140 / 20 |
May also be available: AT&T, Verizon, Xfinity.
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