2919 Cercado, San Clemente, CA 92673 Property Records

Orange County property record for 2919 Cercado, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,101 sqft · built 1985
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Oct 2001)
Tax Bill	$6,727 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`680-311-11`

Property Details

APN / Parcel Number

Primary APN	`680-311-11`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,101 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	11,200 sqft (0.257 acres)
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2919 CERCADO
City	SAN CLEMENTE
State	CA
Zip	92673-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11880 BLK LOT 66
Legal Tract	11880
Legal Lot Number	66
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1006
Census Tract	42205

Owner

2919 Cercado is owned and occupied by two individuals who bought it in October 2001.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2919 CERCADO, SAN CLEMENTE, CA 92673-3453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage F & A FCU
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage F & A FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2001 · Amount on File
Deed Sale	Oct 10, 2001 · Amount on File
Prior Sale	May 11, 1994 · Amount on File
Deed Document Number	2001715427
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2919 CERCADO, SAN CLEMENTE, CA 92673-3453
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000376175
Date	Aug 3, 2020
Instrument	2020000376175

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2919 CERCADO, SAN CLEMENTE, CA 92673-3453
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 CERCADO, SAN CLEMENTE, CA 92673-3453

Mortgage

Document Number	0000616233
Date	Oct 6, 2021
Instrument	2021000616233

Lender

Name	F & A FCU
Type	Credit Union
Address	MONTEREY PARK, CA 91754

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2919 Cercado was $6,727 with a veteran's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,000 (+2%) Land $431,204 Building $425,796
2025	$6,727.00 Disabled Person's exemption Veteran's exemption	$840,197 Land $422,749 Building $417,448
2023	$6,550.00 (+0.68%) Disabled Person's exemption Veteran's exemption	$807,572 Land $406,333 Building $401,239
2022	$6,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2919 Cercado in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2919 Cercado is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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