29186 Rose Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29186 Rose Dr, Big Pine Key, FL 33043 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 1987
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$775,000 (Sep 2022)
Tax Bill	$6,174 (2024)
Deeds & Mortgages	Nov 2022 Transfer Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00265070-000000`

Property Details

APN / Parcel Number

Primary APN	`00265070-000000`
Alternative APNs	`15662900265070000000` `1336718`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,230 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	252 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	816 sqft
Deck Area	45 sqft
Patio Area	45 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1336718
Street Address	29186 ROSE DR
City	BIG PINE KEY
State	FL
Zip	33043-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 2 EDEN PINES COLONY PB4-158 BIG PINE KEY OR224-24 OR859-140 OR972-2299 OR1449-1663 OR3157-1137 OR3195-1686 OR3201-2370
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	3
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1097
Census Tract	971402

Owner

Source: Monroe County records · APN 00265070-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10380 SW 110TH ST, MIAMI, FL 33176-3406
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2022	Warranty Deed, Transfer
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Feb 25, 2022 · Amount on Record
Deed Document Number	20222392725
Deed Book / Page	3195 / 1686
Record Updated	Jun 08, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Nov 17, 2022
Property Address	29186 ROSE DR, BIG PINE KEY, FL 33043-6006
Document Number	0032012370
Book / Page	3201 / 2370
Map Reference	MB 4 PG 158
Instrument Date	Nov 10, 2022
Instrument	2397959
Transaction Type	Transfer
Record Updated	Dec 02, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10380 SW 110TH ST, 10380, MIAMI, FL 33176-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10380 SW 110TH ST, MIAMI, FL 33176-3406

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 30, 2022
Property Address	29186 ROSE DR, BIG PINE KEY, FL 33043-6006
Document Number	0031951686
Book / Page	3195 / 1686
Map Reference	MB 4 PG 158
Instrument Date	Sep 13, 2022
Instrument	2392725
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	TROPICS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12220 NW 6TH ST, 12220, PLANTATION, FL 33325-1709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29186 ROSE DR, BIG PINE KEY, FL 33043-6006

Mortgage

Document Number	0031951689
Date	Sep 30, 2022
Instrument	3195/1689

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 25, 2022
Property Address	29186 ROSE DR, BIG PINE KEY, FL 33043-6006
Document Number	0031571137
Book / Page	3157 / 1137
Map Reference	MB 4 PG 158
Instrument Date	Feb 24, 2022
Instrument	2363331
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 ABELLO RD SE, 360, PALM BAY, FL 32909-8864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12220 NW 6TH ST, PLANTATION, FL 33325-1709

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29186 ROSE DR, BIG PINE KEY, FL 33043-6006
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028501926
Date	Apr 25, 2017
Book Page	2850/1926
Instrument	2120171

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$643,094 (+2.3%) Land $391,400 Building $251,694	$643,094 (+2.3%) Land $391,400 Building $251,694
2024	$6,174.00 (+1.45%)
2023	$6,086.00 (+234.76%)	$628,630 (+276.54%) Land $409,425 Building $219,205	$628,630 (+20.41%) Land $409,425 Building $219,205
2022	$1,818.00 Senior Citizen's exemption	$166,947	$522,087 Land $302,500 Building $219,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 522 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017, other causes, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

May also be available at this address: Hotwire Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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