2918 E 1st St, Dayton, OH 45403 Property Records

Montgomery County property record for 2918 E 1st St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2007
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$76,800 (Feb 2024)
Tax Bill	$811 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-04603-0029`

Property Details

APN / Parcel Number

Primary APN	`R72-04603-0029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	75 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2918 E 1ST ST
City	DAYTON
State	OH
Zip	45403-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15777 VAC ALLEY
Legal Subdivision	CITY OF DAYTON
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1026
Census Tract	2000

Owner

2918 E 1st St is owned and occupied by an individual who bought it in February 2024.

Source: Montgomery County records, as of January 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2918 E 1ST ST, DAYTON, OH 45403-1215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Feb 6, 2024	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY HOUSING CAPITAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Nov 16, 2005 · Amount on File
Deed Document Number	20245757
Prior Transfer Date	Nov 14, 2002
Prior Transfer Doc	0000151886
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2918 E 1ST ST, DAYTON, OH 45403-1215
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2918 E 1ST ST, DAYTON, OH 45403-1215

Mortgage

Document Number	0000060824
Date	Oct 29, 2025
Instrument	2025-00060824

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2024: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 6, 2024
Property Address	2918 E 1ST ST, DAYTON, OH 45403-1215
Document Number	0000005757
Instrument Date	Jan 26, 2024
Instrument	2024-00005757
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024
Title Company	NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2160 E 5TH ST, DAYTON, OH 45403-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2918 E 1ST ST, DAYTON, OH 45403-1215

Mortgage

Document Number	0000005758
Date	Feb 6, 2024
Instrument	2024-00005758

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2918 E 1ST ST, DAYTON, OH 45403-1215
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041100
Date	Aug 11, 2023
Instrument	202300041100

Lender

Name	COMMUNITY HOUSING CAPITAL
Type	Funding / Finance Company
Address	DECATUR, GA 30030

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,480 Land $1,130 Building $12,350	$38,500 Land $3,220 Building $35,280
2024	$811.00 (+2.53%)
2023	$791.00 (-22.15%)	$13,480 (-) Land $1,130 Building $12,350	$38,500 Land $3,220 Building $35,280
2022	$1,016.00	$13,480 Land $1,020 Building $12,460
2020			$38,500 Land $2,900 Building $35,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2918 E 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2918 E 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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